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Asking for a friend! Names changed to protect the innocent and/or guilty. So my best friend, I'll call her Kristi, has asked for advice and I don't know exactly what to tell her. She's not a bad person overall, but she made a mistake she feels bad about. So I'm not here to judge her even...

I'm wondering if my niece will likely get kicked out of her new school next year. Since, I, along with my mother, am helping pay for part of the tuition. My share I've agreed to is about $11,000 a year for 4 years high school. My sister has asked me for advice and help throughout this entire...

Please no lectures or opinions on whether I should pay back the draw or criticism of how my pay system is done. It would take to long to get into the how's and why's of the entire situation. I only want to know will this affect my taxes. I do have a CPA who I can ask next time I go in there - I...

I've searched online and am unable to find answers. I own a GA 529 in my name, for my 13 year old niece who I have as beneficiary. She will be switching from public middle school to private high school next year. The private GA high school is giving them several thousand dollars of financial...

Is there a program out there where I can block the first 6 same numbers for example 123-456 of all calls? I use a home office landline for work. Every day I get spoofed telemarketer calls from the same 6 first numbers as my own phone number. The last 4 numbers are always different. Each time...

I have searched online and can not find the answer. I want to put $75,000 lump sum into 13 year old niece's 529 plan. This is the max allowed under the 2018 year's 529 rules, to where I would not owe any gift tax. In GA, I always have gotten a state deduction for contributing $2000 to her 529...

I was wondering what my tax rate would likely be in semi-retirement/retirement. Could anyone who recently scaled back working give an idea as to if their tax rate went down much? Lets say I make $100K a year now, with some deductions, and after a few more years, scale back work to making $50K...

I got to thinking what if I died unexpectedly in my home, and no one knew it for days? I work two jobs from home and do some volunteer activities with a group. Someone would eventually notice if I did not show up for a scheduled volunteer activity, or did not check in at work for a really long...

Currently I am paid as a W2 employee as a business to business salesperson. My company reimburses 1/2 of my expenses (includes product samples and logoed/advertising promotional items we must buy for customers who make us money) in a separate check. I used to be able to write off the 1/2 that...

Is it just my perception - or has there been an increase the past few years in people not valuing hard work and building a career, saving and investing, not over-spending and basically doing what it takes to ensure a successful retirement later on? I don't know if I tend to notice it more than...

Lets say some non-parent relatives want to fund college for a kid. The kid will qualify for some need based financial aid, but not the full amount, based on her parents' assets and income. She has little income/assets of her own and is a full time student. If the relative gives the college...

Sorry this is a little long and I'd greatly appreciate any helpful advice. I'm never married, no kids, have $600,000 assets (mostly investment accounts, both IRA and non-IRA) including house almost paid off. I live frugally and am earning and saving a lot, so those assets are quickly...

If someone takes an early hardship withdrawal (for college) from their company Roth 401K, and 2 weeks later decides they instead want to use that money to put into a Roth Ira (using the 60 day rollover rule), will that cause a problem? A CPA said no it won't, nothing would happen, even though...

Lets say I have enough money to live off my investments at age 50 or 55 or so. House paid off and low expenses. I decide to stop working other than very part time (under 10 hrs a week, since I have customers where I get easy residual income that'd make no sense to pass up). Since I'm part time...

I put in a request to roll $4800 of my current work HSA to my TD Ameritrade HSA account. Instead, in error, they rolled it over to my TD Ameritrade Roth IRA. I searched online and could find nothing about this, other than it is not allowed. Since earnings will still be tax-free, I guess it does...

Hi I am a longtime lurker. Sometimes this forum motivates me and other times the posters seem unrealistic - one way or another. It's still interesting and entertaining to read now and then. I'm age 43, no desire to ever get married, no kids. However, have had an active social and family life...