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    Views on Negotiating for New Vehicle

    It has gotten a little better since we bought our 2022 Highlander Hybrid in Dec 2021. At that time it was luck of the draw if you caught them on the phone when they got notified one was coming in and you agreed to come right in for it as soon as it arrived. You also got no choice of dealer...
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    Getting close -- question about royalty income and SS

    Yes, however I will no longer be employed or engaged in the trade or business. I will have no involvement besides receiving payment from the previous employer in the form of a 1099-MISC.
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    Getting close -- question about royalty income and SS

    Hi All, Been mostly lurking here for the past few years. Getting close to retirement at the age of 62 -- about 3 months to go, but about 8 wks of that is vacation time I must use up before my official retirement date. Wife is retired, but only 60. In any case, I have a question about royalty...
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    When should Whole Life Policies Be Cashed In

    My FIL was an insurance salesman...I had to buy a policy before marrying his daughter. Later converted that Term Policy to a Whole Life Policy. The point of those "kid" policies are to have funds to bury them if the worst happens. These policies are typically term and very small ($5k). They...
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    Why join AARP?

    Didn't have to deal with that one, so can't comment. Life and Auto were terrible. They are all different companies...whichever pays AARP the most.
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    Why join AARP?

    Been watching this forum for about 5-yrs, but this is one of the few posts I've ever made if that is any gage of how I feel about the subject. Mother's long-term companion passed away about a year ago. He had signed them up for several different AARP insurance programs (along with a bunch of...
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    I'm not one to wear a tin foil hat but

    Modeling suggests you are right. :coolsmiley:
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    I'm not one to wear a tin foil hat but

    The ethics rules for researchers these days are much more stringent than they used to be (frequently updated disclosures are the norm in most places), and apparently are quite a lot tighter than they are for politicians. The penalties for cheating are no any worse for researchers than anyone...
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    Volunteers Taken Advantage Of

    One of the most sacred rules DW and I have is not to volunteer the other for anything.
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