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I bet your situation is very common. It certainly is similar to mine... (Assets, retirement timing, expenses, AA, etc) I'm optimistic on your plan. I'd bet your a little scared to leave jobs paying a quarter million annually... to start spending down your savings.. Barring a huge market...

Im a fan and watching these discussions closely as I'm done buying purely fuel supplied cars. Done. Will never buy another gas only vehicle. My next will be hybrid or plug in EV. However, you can could call me Pragmatic Pete.... I just have to take a realistic view on situations to determine...

Not sure what to believe on all this. The virus is certainly making headlines. Even Marketwatch blaming a market drop on it.... I've read over an over again that the masks do zero at preventing the transmission and they should only be worn by those already infected... Doctors where them to...

I have a little different opinion on the "if you enjoy your work, keep doing it..." philosophy. You might consider exchanging that office time for getting healthy time...I"ll explain.. I know its anecdotal, but my neighbor (lead partner in a fancy Atl lawfirm) worked a few more years because...

Hey Diver. We are planning our own nomadic breakaway in the coming years. Boat in St. Augustine being prepped... At any rate. Doing some research. Have you heard of "Diver Dan" supplement insurance? If so, any opinions or experiences? My understanding is they airlift you back to the US for...

LOL. Yeah, these are the same peeps that feel like they must post a daily announcement on Facebook that they've met the love of their life and are so blessed... Then, everything goes quiet for a few days... and their status changes back to "single"...

What really needs to be part of that bill is to make SSA tax thresholds indexed for inflation. It was set at $33k (individual) in 1984 and has not changed since. $33k in 1984 is not the same as $33k in 2019. If it was indexed, your income threshold that triggers SSA taxes would go up...

As a motorcycle rider... Next to a teen and a cell phone behind the wheel, deer strike is my biggest fear. Have had some close calls over the years. ....and for the record... when I do go down....I will exit this world just like I came into this world... bloody and screaming...

My last physical at my ACA enabled practice was a complete waste of time. Sat in a room full of coughing sick people for an hour and got 3 minutes of the DR's time.... Ive had enough of this ACA managed tail wagging the dog healthcare! DPC Dr. is out of pocket monthly expense of $50. But, he...

Little different reason to quit... You say you want to lose 40 pounds. I'm assuming you are overweight by at least that much. Do your loved ones a favor and make your new job a passion to change your lifestyle and lose the weight. Don't go for the lose it quick quackery. Make a commitment to...

Atlanta is pretty good about waiting for ya. So, I ALWAYS stop to pee before boarding. If your connecting flight landed with a reasonable amount of time to go terminal to terminal (as little as 10 minutes), they typically will wait on you. At least Delta does. I used to run like OJ Simpson...

C to F: double it, add 20. (Not exact, but easy to do and remember) Distances: Think track and field, which has converted in the US. A 5k run is 3.1 miles. A 10k run is 6.2 miles. Car indicates 50 k/h, you're going 31 m/h. Car indicates 100 k/h, you're going 62 m/h. But, who really cares, if...

My bad. I mixed up the alias. Was trying to mask their real names and ended up only confusing the matters. Yeah, the horrible conditions were for the grasshopper. To answer the question: What did I not like about the Ant (high-cotton) facility? It was primarily costs. It was crazy expensive...

That's illegal and soon to get much attention from Washington. My megacord CEO had meeting w/ the new president and immediately issued a mandate about avoiding hiring or training offshore workers. The hammer is about to fall on offshoring. Don't go political. This is all info relative to the...

Worked my way through college as kitchen crew for a restaurant chain was hard. Usually finished at 1am to 2am and headed for the bars and bottle clubs. Getting up the next days for class was hard, but somehow I managed to get a degree. Benefits in that job were the people I got to know...

Yeah, first off, I openly admit its all me and my opinion, observation, and personal desires. Aunt Ant had to work low-wage jobs until she was 80. The low wages combined with no spouse made it nearly impossible to save for retirement. Her last couple jobs were pure charity by her employer. A...

Tell me you didn't cite CNN as a credible source... I'll let that be your mulligan. At any rate, the OP was looking for potential cost items. That's one that has potential. Yeah, Study Abroad has a mere 3% participation rate (See College Boards site) but the rate in increasing; however, only...

In the younger years it was braces and travel sports that challenged the budget. The expenses on my children increased as they aged. High school age is expensive. College costs are out of control. Food expense being this biggest shocker. A kid eating out 3x a day is expensive. My son and...

Spot on and thx for the tip on CCRC. Will look into it or look into some hybrid approach that allows me to have a couple roommates at the river house in FL by using a management company to protect my assets and keep the lights on, while pooling resources for dependent care.

I'm building a MIL suite on my retirement home for that very reason: That one day, I might get a housemate that I can depend on to grow old with. But, your post reminds me of something I would love to see come back: The Tontine retirement plan. Its illegal now, but I bet it could really work...

Great points. My retirement home is St Augustine. It's in a rural location today, but its Florida, and the city is coming out to greet me whether I like it or not. Live-in or in-home care is likely something I'll need to plan for. Memory or physical issue in 60 or 70 would be bad luck and alter...

Monday is hard enough. You had to bring up a valid point of view...Albeit, its a disturbing reality... The autonomous vehicle or anything robotic will likely never address the issue you identified. That would require in-home care, assuming I don't move to a facility. In-home care would...

In the planning for my FIRE (5 years away from trigger pull) I think I have most major categories covered except Long Term Care (LTC). I have no LTC plan. I don't plan to buy a LTC policy. Instead, I hope to live out my final years at my home. I'm going all-in that the autonomous vehicle...

He's definitely hip. But, expecting a cocaine and heroin addict to be good with money, tax responsibilities, and relationships??? Not hardly...

They do use algorithms based on when business travelers book flights. Highest expected use sometimes yields the highest rates. Same with gas stations. They will up the change the price of gas in the same 24 hour period based on weekend travel, holidays, etc. Like others have said, use...