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I would, too, because I wouldn't be able to live with the regret years later if life took a serious downturn "Damn why didn't I sign that ticket?!!!"

2008 was ruinous for me - took almost all of my savings out. Now holding tight and not panicking. ...

True - no wonder I've been so calm, thinking if there is another 2008, this will just be a repeat. (Ex-gambler here; the last couple of days haven't been panic inducing at all - contrast to panicking every day when timing the market.... ) If this is an unusual situation, it won't be the size...

+1. Staying the course here. Not being in ETFs has certainly curbed the urge to trade or feel somehow "responsible" for keeping my money in during a bad market day. Psychology is everything when it comes to investing.

Thanks :) What is Boho?

I knew this rationally but still couldn't sit on hands. My mutual fund investments are virtually identical to the ETFs I was in, but somehow having that lag has made all the difference.

Just to give an update, I was invested in a bunch of ETFs and kept pulling in and out of the market earlier last year. It's been over 6 months, and I've held steady with a 60/40 US/Int'l stock/bond mix in mutual funds. Getting out of ETFs cured the habit, as frequent trading is discouraged...

Being incredibly absentminded. (Example: Had some old cereal in a ziploc bag for a snack. Poured it into a cereal bowl just now. But I forgot that in the bag, there were also two pennies. When the cereal was in the bowl, wasn't looking and actually put a penny in my mouth. Spit it out) As...

That happens often, so will consider VMMXX, thanks. Bought MINT in the middle of this month (April) - does this mean that I'll get approx 50% of the regular distribution? I also don't understand the drop in price at the end of the month and how it relates to distributions. Thanks for...

Probably sometime in my 30s. Health issues did it. The amount of medication that I'm on has somehow messed up dopamine. Muted enjoyment (if any) - high feeling of stress with any change. The idea of staying overnight somewhere in a hotel, plus the trouble involved gives a sense of dread.

Splenda somehow messes up with the good bacteria in your gut. Water, gotta watch out the negative health stuff coming out on purified water. After reading it, I won't drink it. Spring water - some contains too much fluoride. Aspartame in diet sodas, horrible. The only thing that seems safe is...

Yes, I am miserly because I will always be alone. The money I have will need to last me for the rest of my life - even though my health issues are supposed to trim 20+ years off my life expectancy on average - still worried about outliving money!

Two questions here really. There is so much data out there and hard to figure out which is best for an emergency cash fund account. Have money in Vanguard Federal Money Market Fund (Settlement Fund) and am considering switching to MINT (PIMCO Enhanced Short Maturity Active ETF). Which of...

You guys are doing much better than I did. In 2016, I was fully invested with nearly 100% stocks - didn't even notice the >10% correction. Then, the election and inauguration happened, didn't sell. But in the beginning of Feb, I went completely bonkers and devoured every single news article out...

Getting outsourced technical support. Not too long ago had a problem with router. The lady had me turn off PC, turn on. Turn off modem, turn on. Rinse, repeat. (I wouldn't normally have a problem with this b/c I understand the logic, but I told her from the outset that I did it all already...

Thanks for explaining, will definitely be cautious. Hopefully having AMZN as an ally will help them get their act together!

As a newbie investor, would like someone to explain what could possibly be missing here... PLUG looks great right now, as AMZN will be buying it. The history looks great, as in 2014, when Walmart bought this, it exploded (>1000% gain). Wondering if I should add more tomorrow morning -...

Great feedback! I've learned a lot so far. Losses, particularly the $1500 gambling, hurt so much because I actively "caused" the loss. The odd thing is, not bothered at all by the losses in the rest of the portfolio which is not as liquid, because I have less immediate control over it. Human...

P.S. Also aware that I added VTI and BND when valuations are quite high, though I don't know if we're near a market top or not. Does anyone have any historical charts or data on how investors fare when they jump into the market right before a major crash with a stocks + bonds mix?

Well, I veered a bit off course from the excellent advice here - but I'm hoping that I learned from my mistakes! Woke up this morning. An event having nothing to do with stocks shook me to the core. No excuses, but the urge to gamble came, and that came with today's anticipated rate hike and...

Well, after some dilly-dallying, decided that it is time to take the plunge to BUY AND HOLD in a diversified mix of stocks and bonds, even though all of my emotions are saying: A. This market is frothy B. Cannot trust the market because it is "rigged" (a lot of ppl have this notion and it is...

Thanks for the feedback, everyone, it is greatly appreciated! Had a hunch day trading was a bad move, and I'm incredibly thankful for getting this feedback before it is too late. @Sunset, that was exactly what probably would have happened. Only a few weeks into it, and it is intoxicating and I...

Sure, that would be great! It is a taxable account, unfortunately. In what way would it create a problem on my tax returns? I do have a professional preparer. Would it just change the amount I owe on short term capital gains or is there some other tax problem I'm not aware of?

Hello, I tried to find the answer on the Vanguard website but am still confused - Is there any restriction on the number of times you can trade Vanguard ETFs (including buying and selling the same ETF within a day) - Any restrictions on ETFs at all? I have approx 500k in a federal...