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I sold a cabin on a contract (installment payments) once...it was more than inconvenient when the payments came late. Will probably hold out for cash or just continue until we reach FRA at which point we won't be as dependent on the funds as we would be in an ER scenario as outlined in my...

We are contemplating ER at 61 using equity in our small tax businesses to fund ER until 67/66 at which time we are fully funded with SS and savings. Should we insist on cash buyers only and if none come forward, simply hold out until one does? From a tax and financial viewpoint, it would be...

MN ecremationmn.com Enrolled and paid for online. Cost $745...funds in a bank funeral trust account. Carry contact info in wallet and on fridge "just in case". Illegal to scatter remains on public property in MN. (Haven't solved that piece yet.)

I did extensive research on these earlier this year, after getting a few questions about them from tax clients. I was also looking at them for myself as premiums for traditional insurance are going up double digit every year. These health sharing ministries are very strange entities... I advise...

Full body paint Full body paint is a spendy option on most rvs. (5-10,000). The decals you mention dress things up a bit at no extra charge to the buyer. Otherwise it would be plain white in most cases and look a bit sterile.

Lazy Daze Our prior RV was a '99 27' Lazy Daze. (Great choice). Be sure to register for the LD Owner's forum..great group! http://www.lazydazeowners.com

U.S. GAO - Retirement Security: Most Households Approaching Retirement Have Low Savings I found this report helpful in comparing our readiness to others in the 55-65 group. The report is filled with good information regarding savings levels, pension access, and debt on home etc. We're in good...

Other reasons we'll stick with MN as a base... Use the bike trails which are extensive. We 're near the chain of lakes (Minneapolis) and enjoy the 20+ miles of dedicated bike trails, all paved and flat. Root River also a favorite, many more. State Park system is 2nd to none. Solid state economy...

We like the NE corner of PA and enjoy the state in general. (Lived in Milford from '76-77). We joined Thousand Trails in part because of their parks, Hershey and Timothy Lake. Also like the milder winters in PA. Congrats on retirement. Have been semi-retired for many years, the freedom and time...

Yes, there is too much debt out there. Best advice for anyone wanting to retire early is to do so debt free. Live below your means and still have plenty of fun, without the risk or stress of financial ruin. OP has a lot of good info out here on how to do this! I won't be picking up old...

Join Good Sam and register on their forum for another good online community. We just bought our 4th RV, a Winnebago Class C 31D. We are very satisfied with it so far. Joined Thousand Trails as they have parks near Boston, New York, and Jersey shore and Orlando areas we like. Rving isn't a money...

Why we've decided to maintain our forever home in MN... Originally from the East coast, not automatically anchored in MN. But as we get closer to retirement, we've decided to maintain our "forever home" here for a variety of reasons... 1) Centrally located- we are RV'ers and like going East...

I got involved with actively managed funds that underperformed the market and charged outsized fees. Even during roaring 90's built up a modest portfolio of CDs and also accelerated mortgage payments. Rode out '98 but pulled out in'12. Retirement is fully funded at net return of zero. Boring but...

I think my original question is very valid..."why take risk if you don't have to?" I've posted a lot of personal information. Not accusing anyone of anything, and yes I'm new and haven 't fully explored historical posts yet.

The recovery from DOW 5000 in 2008 happened because of QE, zero interest rates, and other artificial interventions. Savers have been crushed and often persuaded to invest in "higher yielding" securities and annuities that often pay 6-8% commission to the agent who talks them into it. I'm not...

I am surprised at the group think on this board that seems to have most fully invested in stocks. This is my question...if one has enough resources to fund retirement using a 'safe return' rate, why gamble with the bulk of one's assets in the stock market? (Doesn't anyone else remember '08?)...

We only work FT during the tax season...we get plenty of time to practice retirement (we love it) during our off season. I have a health issue that is causing me to want to fully retire. Hence my interest in this group. We are 56/58 and my own calculations indicate we can do an "early out" at...

My job has taught me a lot about what works and what doesn't regarding retirement. (I am a tax preparer). It's interesting to view the topic from the perspective of those on this board. The foundation of our retirement will be based upon no debt, social security (no pensions), a paid for home...

We're in Minnesota ...not retired yet. I have clients (pre-65) who are enrolling in Minnesota care and managing their income to qualify for the program. Max premium is $80/month each. Good coverage. No liens unless you go into a LTC facility. If we retire pre-65, we will go for it if it is still...