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  1. J

    Race to 2024 - please join :)

    Well to be honest.. I went through two other OMY's before last year finally settling on the May 31, 2024 date. I was ready all of that time but just had to wait until DW was ready.
  2. J

    Race to 2024 - please join :)

    Welcome to the Class of 2024! Four more weeks for me. DW and I just got an invite to a retirement party/happy hour on May 28.
  3. J

    Race to 2024 - please join :)

    5 more weeks..... DW and I printed all the Pension info to get signed, notarized, and returned. Will do that in the next few days. I'm pretty much on auto-pilot until my last day. DW on the other hand is working 12 hours days right now. I keep telling her to tell them to stuff it, but she...
  4. J

    I've got Covid.... The thread for your covid experiences

    DW got back last Wednesday... still was super sick. Called the Dr the next morning, she had a virtual appt, prescribed steroids and antibiotics. I'm guessing, due to the length of time she had "whatever she has" already, there was no need to test for Covid or the flu. Just treat the symptoms...
  5. J

    Share Your FIRE Milestones - 2021

    Some of both.. the markets from 2018 to end of 2021 were incredible.. I would love to see that again. But also we were living way below our means with two 100K salaries, so we were able to contribute significantly. This last year the house was paid for so my entire pay was going into retirement...
  6. J

    Why are older Americans drinking so much

    Look up Go Brewing. Some of the best NA beer I have ever had.
  7. J

    Share Your FIRE Milestones - 2021

    Bonus payouts hit our account officially putting DW and I at $2M liquid (cash + invested assets) a total of 2.5M net worth. FIRE in just 7 weeks :dance: FYI found this from me in this same thread in 2018 Just hit 850K NW this month on our way to a minimum of 1M (goal of 1.2M) to retire in...
  8. J

    Why are older Americans drinking so much

    Interesting topic and one that I should pay attention to as I retire in 7 weeks. I never had much of a taste for drinking when I was a teenager or young adult. Oh I would drink to get drunk but only for that purpose. Back then I would rather smoke a doob and be stoned. Eventually I got a...
  9. J

    I've got Covid.... The thread for your covid experiences

    DW had to travel from Ohio (US) to Denmark for a project (we are 8 weeks from retirement). Of course its a multinational project and someone one of the team from Italy shows up sick. The very next day (actually about 1.5 days but still) my wife was like... Oh crap.. I think I am catching...
  10. J

    2024 Investment Performance Thread

    As Q1 ends +12.15% YTD
  11. J

    Article: 'I'm too young to retire': What forced these workers to retire

    24 years with the company I am in now and one of the things that has limited my career somewhat is my inability to keep my opinions to myself. One day I was in a Managers meeting with a number of other managers and they were discussing how all these "legacy" people were holding them back from...
  12. J

    Social Security (House) Proposal

    That is today. Spousal benefits were added to SS in 1939. At the time only 25% of women were in the workforce. Divorce was uncommon. By 1945 only 34% of women were in the workforce. Currently its around 75% and divorce is more common. Just my own opinion, is that no one gets divorced...
  13. J

    So grateful for the ACA

    DW and I (and our kids) have (crosses fingers and knocks on wood) had good health throughout our lives and we have been paying into the healthcare system without getting much in return. But if we did have some issue at least we wouldn't be wiped out. We will both go on ACA this year and for the...
  14. J

    Need to limit my account viewing.

    I am not quite retired yet and I look at my accounts daily. I update my personal spreadsheets weekly with new numbers. After retiring I have no plans to stop. Its not because I am stressed, its because I am a numbers guy and I like to know if my plan continues to be on track. Thinking further...
  15. J

    Social Security (House) Proposal

    My 2C worth. IMO They should do away with the cap on Salaries that are taxed for SS. But if they just increase the cap, then they should also have that cap indexed for inflation. If they do either of these, they should also do away with taxing SS benefits. On spousal benefits, they should...
  16. J

    ......but I don't work here anymore.

    Retiring at the end of May. When I had my meeting with HR and the executive of my department, they asked if I was interested in working part time or perhaps 1099. I didn't laugh, I just said thanks for considering that and valuing my work, but no thanks. I am not interested.
  17. J

    Fidelity Instead...

    DW and I use both Fidelity and Stifel, although not nearly as much in my nest egg in total. Here are my percentages. 28% Pension 44% Stifel 20% Fidelity 8% Cash and CD's
  18. J

    Renewable energy storage technology

    I saw something a couple of years ago which is similar to the Hydro application. Gravity batteries https://www.bbc.com/future/article/20220511-can-gravity-batteries-solve-our-energy-storage-problems When green energy is plentiful, use it to haul a colossal weight to a predetermined height...
  19. J

    Race to 2024 - please join :)

    :dance: Very exciting!!
  20. J

    Monthly Grocery Expenditure

    Agree. Not yet retired but my retirement budget for groceries for DW and I is about 1500 per month. That includes everything we buy at the grocery store including alchohol. We only eat out once or twice a week. We eat all our left overs. But we also try to stay away from processed foods (which...
  21. J

    Race to 2024 - please join :)

    10 more weeks..... had discussions with HR today. Retirement letter with intent to retire at the end of May has now been filed. :popcorn:
  22. J

    Reducing stock exposure in Retirement, age 60+

    For me, not really. I plan on riding the horse that got me here right across that proverbial goal line. I am using SORR planning to account for an extended downturn of the market. So basically having a number of years of required income in very low risk accounts that I will draw off off when the...
  23. J

    Reviewing Plan on a Lazy Sunday

    Its similar in my household. My wife has always made more money than I do. She is a Sr Project Manager in IT for a multi-billion dollar corporation. Super smart, super detailed. But if I break out the financial spreadsheets I lose her in less than 5 minutes. I have just learned to stay out of...
  24. J

    Race to 2024 - please join :)

    Your totals tell me the answer is yes. But the devil is in the details. How much of your retirement accounts are in your name? Because you are 48 you should probably look at you and your husbands retirement accounts based on age they can accessed without penalty. Then figure out if the ones that...
  25. J

    Race to 2024 - please join :)

    Sounds like a fun time in Cabo but yes that is the thing about the grind... vacations just seem to dwindle to a memory within hours of starting the grind back up. Congrats on the big pay week! I will take that 1 week total any day of the week! LOL Our bonus pays out in early April. Which is...
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