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"The number" was just one of a number of factors. I had a list of tasks that I needed to complete prior to ER, and I would say I didn't notice the day I hit/ passed the number as I was lost in "the fog of work" (credit Nords). As you have half your assets in fixed - this should mitigate your...

Yes, you can convert following a correction (hopefully near the bottom but it's hard to tell) and yes, you can pay your taxes out of a taxable account. (I try to up my conversions in kind during market downturns.)

We're having a thunderstorm currently but hoping it will be brief as the doggo requires mandatory hiding throughout- for both of us.

But if the corporation has insufficient funds to hire someone to do what you are doing - and would go into a death spiral without you - how valuable is it - without you at the helm? I am not / nor have I ever been an entrepreneur, but before buying a position in a small corporation, I would...

Why don't you just step away from the management position and tell them to hire someone else to do the work and send you your share of the income? I'm not sure why you would have to gift or sell your shares.

Precisely. Don't let perfect be the enemy of good.

I saw a non-callable 2 year, Wells Fargo monthly payer at 5% over at Vanguard this morning. 46091MBK9.

It really can be. Sometimes it is difficult for those who have never experienced it to understand how overwhelmed and helpless the sufferer can feel. You were the best friend you possibly could have been and I'm sure he appreciated and cherished your friendship.

Respectful, kind communication, compromise (negotiation), and an interest in your spouse goes a long way. When DF retired DM initially couldn't stand it. He was used to bossing around people at work and started to (attempt to) micro manage her - which did not go over well. They calmed down...

I'm sorry for your loss Badger.

I couldn't agree more. Exercise has amazing physical and mental health benefits.

Welcome to the ER Forum FIRO. Of course your thought is not crazy or absurd. It gives you a lot of options. Two links that many have found helpful with their retirement planning process are Frequently Asked Questions and FireCalc. Hope to hear more from you in the future. MarieIG

#deluxewaffle101 5/5 🟩🟩🟩🟩🟩🟩🟩 🟩⭐🟩⬜🟩⭐🟩 🟩🟩🟩🟩🟩🟩🟩 🟩⬜🟩⭐🟩⬜🟩 🟩🟩🟩🟩🟩🟩🟩 🟩⭐🟩⬜🟩⭐🟩 🟩🟩🟩🟩🟩🟩🟩 Sometimes even a blind squirrel finds a nut.

I think your DW was pretty clear, and under those circumstances, I would respect her wishes. It reminds me of a friend/ former co-worker who was awful with money. She would ask me for financial advice - and then completely ignore it and ended up going through all of her money from the sale...

I like - and appreciate- other people who garden. For me however, it's a hard no: - My back hurts bending down to weed; - I don't like bugs or garden snakes; - Grass, pollen, and tree allergies manifest with extreme prejudice during certain times of year; - Sensitive ears (the doggo and...

Yes. Part of the plan is to delay certain income streams to allow for greater monthly income, i.e. SS, annuities, while the rest of the plan involves a certain amount of asset preservation for later years.

Let us know!

Rob Berger's comments and analysis on Vanguard's fees.

CC fees are not new or a surprise to the restaurant, and I agree these costs were already baked in. IMHO, it would be less obnoxious just to raise the prices on the menu. Many people don't appreciate being "nickeled and dimed to death." I don't hand out my debit card due to security factors.

DH was bitten by a tick a few days ago and went to Urgent Care. The doctor there gave him a prescription to protect against Lyme Disease, but I don't know the extent of any blood tests. That might be something to discuss with his doctor when he comes home. Feel better Bobot!

I have listened to several of his podcasts within the past few days bouncing around with uric acid, nitric acid, FRUCTOSE OH BOY, salt, fat accumulation, etc. (including two discussions with David Perlmutter, MD.) And yes, I am finding them very interesting.

It's good that you got a warning. One of my cards was closed without warning. It did not have a large limit and was tied to a shopping channel. I had used it occasionally to get benefits associated with the use of the card, i.e. free shipping.

Now that was scary. I'm glad you got her back.

I am so sorry for your loss Harllee.

I'm sorry to hear that.