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A kit to learn how to program a microcontroller (Arduino knockoff) and make little electronic gadgets. Something I've been wanting to learn to do for quite a while. It's a 65th birthday present to myself :dance:🎂

Thank you, jollystomper! This is exactly the info I was hoping to find. I’ll pitch the postcard.

We get all notifications electronically, too. Hence my concern.

Anyone receive a notice in the mail from National Financial Services (a subsidiary of Fidelity) about a fund report being available, and suggests you update your communication preferences at www.FundReports.com using a 20 digit code printed on the notice as an ID? It appears legit, but I wanted...

I just hit a milestone - I paid my last ACA health insurance premium; I start Medicare May 1st. The ACA allowed me to retire early (2017), which has given me the opportunity to take much better care of my elderly parents and spend much more quality time with my significantly-older-than-me...

+1

#1 Don't let yourself be ruled by your emotions in the moment - always keep the end game in mind (an important corollary for me: you can't take back words - hold your tongue until you can speak rationally and kindly) #2 Live below your means #3 Leave the world a better place than when you...

Plan G, UHC/AARP, $116/month (age 65). Plus $174.70 Part B premiums. Part D, Wellcare $0.50/month. All starts in May. Will replace my ACA Gold plan, $1.46/month, sigh.

I started taking piano lessons for the first time 4 months ago. When I learn to play a beautiful new song well, it is such a rush! And the rush is multiplied by the gratitude I feel that after 50+ years of wanting to take piano lessons, I finally have the time to do so. I also get a big rush...

Treasury STRIPS? Looking to put some of our tax-deferred portfolio into 10-year treasuries (learned my lesson about bond funds!). I am a novice re: buying individual bonds. I was looking through the secondary market on Fidelity and found Treasury STRIPS. Here is what I've found out about...

I have a friend who somehow set things up to handle her gmail in Microsoft Mail. I find it to be a terrible why to use gmail. I wanted to move her to the web-based client for gmail, but she couldn't remember her password and did not want to go through the perceived pain of changing her...

Sort of I have read all of Christine Benz's articles on the bucket approach. Once per year, I go through all the calculations to see if I have enough in buckets one and two (next few years and the following 10 years or so, respectively). I generally keep bucket one in money market and CDs...

A piano and weekly lessons. 50+ years ago I begged my parents for a used piano and lessons, but I was the oldest of 5 kids and there wasn’t enough money for that.

Ditto. We also donate $10/month to our local PBS station and as a result get to use the PBS Passport streaming service. Highly recommended.

21 months. I resigned my FT position at age 58 then consulted part-time (no benefits) for my employer for 5 months and then consulted remotely part-time for a couple of other entities for 16 months. The consulting just about covered my expenses with no additional saving for retirement. One...

I gave myself two asymptomatic ulcers taking Advil before bed! I had an endoscope for something else, and the doc asked me if I took Advil before bed, because the ulcers were exactly where the pills would lie if I swallowed them and then laid down. So I strongly suggest you eat a little...

Those were 4 of my favorite. Christmas toys, too :)

Sengsational, how do you calculate the ACA PTC? I can’t find the premium for out the 2nd lowest cost Silver plan in my area, which is key to the calculation, I believe.

+1 I do not store it in the vendor's cloud, I store it in my own. I really like this software.

Agreed. My credit rating was always 840+ until I paid off the mortgage. Now it is 790-800.

Several years ago I read a study that claimed that hoppy beer helped strengthen bones. I love a hoppy NEIPA :dance:

+1 I've only called once. I accidentally entered a extra account to my BillPay area, and there is no way to remove one once added. You have to call.

+1

DP retired 10 years ago. I retired 6 years ago. DP is collecting SocSec and a minuscule pension. I'm not collecting anything yet. We are up 14% from when I retired. Spending has been much lower than expected due to Covid (much less travel and restaurant eating). Also, I took a deep breath...

I developed sudden sensorineural hearing loss (low frequencies), jet engine tinnitus, dizziness, hyperacusis, and diplacusis as a result of my third Moderna shot 2 years ago. The tinnitus was so loud I couldn’t concentrate, read, etc. and I got quite depressed. I threw everything at it: oral...