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I am wondering how this is figured? Really wondering how it is done for and early retirement, is social security in say 10 to 15 years included in this amount? Or do you just figure I have 25X the day I retire or 30X whatever your comfortable with. And think ss is a bonus?

Hello all I have been lurking on these forums for a while. Thought I would finally join. I am a SAHM, I have worked various jobs over the years enough to get small SS. Our kids are grown and have finished college two have advanced degrees and are all self sufficient. We are hoping that my...