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I left Mega Corp after 29 years of service. COVID work from home and understaffing made my job impossible to be successful regardless of the 14 hours days and working during vacation time, personal time, after hours, etc.. After multiple discussions with my senior leadership over 6 months that...

Another recommendation. I recently got burned at the deli counter of a local market. I got some sliced turkey that was on sale. I noticed when the woman behind the counter handed me my packet of turkey the price / lb was at the old price which resulted in the turkey ~ $2 total more than it...

Yeah, information on the 529 to Roth IRA rollover process is probably lacking awaiting IRS guidance. Until then, just wait until this guidance is clear while the money continues to grow. Perhaps, while waiting, just adjust the allocation to that of a more aggressive Roth IRA. 100% stock! :dance:

Op, be sure that this a MYGA you are writing about. MYGA's from reputable insurance companies are truly NO FEE. Best to research these instruments from other reputable sources such as Blueprint Income and/or Stan the Annuity Man. Also, do NOT assume that the State backed state guaranty funds...

Roth IRA space is precious and very valuable for the tax-free growth and withdrawals @ 59.5 years. While perfectly legal, access to Roth contributions is a big NO-NO. Roth is not a piggy bank and should not used as such. Once a contribution is removed it cannot be returned. Assuming 8%...

I have been eyeing Canvas for several months now. The recent increase to 6.5% makes a very compelling case to pull the trigger. Thinking I will give them a call this week.

I had faith in my number and my plans, so I was able to pull plug @ 55 yrs. old. Additionally, I witness multiple friends with parents and several co-workers who died much too soon. It comes down to none of them were on their death beds wishing they had worked more. They all wanted more time...

Couple more questions on these FHLB's. Recent bond offerings are callable in Feb 2023. Do these bonds often make it to maturity or are they usually called? There are a couple new bonds out there with decent yields with similar call structure starting Feb 2023. 2 year @ 5.15%, 10 year @...

This helps, thanks. Not much different than searching Treasuries. Currently, I only see one Agency Bond @ 5.6%. Maybe I'm searching incorrectly, but I'm not seeing low to mid-6% bonds. Maybe user error? FEDL FARM CREDIT BK BOND 5.60000% 11/16/2026 CUSIP 3133EN2G4 It appears that it is...

How are these bonds searched on Fidelity platform? I am not seeing any bonds of this type nor any near the mentioned 7%. A little instruction would be helpful... ;D

In the mid-80's I had summer job as a Porter at a local Chevy Dealership. I remember the parents of my best friend bought a Chevy truck. When they came to pick it up it did not have a spare tire or rear bumper! When questioned, the Sales Guy said those were extra! My friends' parents were...

Current SAAR is constrained to <14 Million, so until that increases to something above 16M or closer to 17M we will continue with the dealer pricing shenanigans. There will be some pent-up demand that will keep pricing higher, but that will ease over time, but the key is SAAR needs to be...

Was spending a fortune on Bubly for my Son. Bought him a Soda Stream for Xmas. He likes the Soda Stream but not the effort to make regularly. His consumption is down at least 75%, and he is still on the original CO2 canister. :dance: Wife just joined the Panera sub for the daily Pepsi...

I can relate with similar experience that helped me exit from Mega Corp. Original plan was to retire @ 55, but new exciting job was about to extend my retirement date. However, the Pandemic had other plans for me. 1) Accepted a new position in a newly created organization & product line...

Exactly! I'm 13 months in and only keep in communication via text to a couple of former co-workers. One co-worker is still the keeper of sporting event tickets and still keeps me in the loop! :dance: Other than that, I really couldn't give a tiny rats a$$ about anything at Mega Corp. I have...

Like others, I'm a huge fan and have purchased tires many times from Costco. Great final service, but NOTHING happens quickly with their tire center. You will wait in line forever to get checked in, even with an on-line appoint, and expect several hour wait for install. Yes, they all perform...

Congratulations. I bet you had envisioned your exit another way, but kudos to you for recognizing the unfairness and exiting promptly. Headlines of late, including news stories talk about the "Great Resignation" going on now and how it's unfair to employers. I would disagree. Most of these...

This story was great! I love it. I can picture you in your minivan standing down your VP. I would have enjoyed seeing that one. :clap:

Op, this advice is 100% spot on. IMHO, there is zero benefit to you to give large notice. If you do, wait until after bonus is secured. if you give notice now, you will be posting another thread on how you got screwed on your bonus. Again, wait until after bonus. If you want to still give...

Sorry to hear about your son's exposure. Family of GF sound like great people. They must consider him a keeper. :) With his vaccinations, and young age, he should recover quickly. He will not be the first student prevented from attending classes due to COVID and/or exposure, so a call to...

Nice update. Thank you for those of us embarking upon this journey this year. The best takeaway from your post, whether you realize it or not, is that good planning should knockout the Fear Monster. Time to punch the Fear Monster down and enjoy fruits of your labor. :dance:

I've read several posters who stated that they plan to age in-place and hire help when needed. This is only a "vision" and not a strategy with actionable plans. This is what my DM planned on doing and it only works when healthy and able to be self-sufficient. Once she started having serious...

Agree with others in that there will be no value, only regrets, with telling your boss off. Leave with professionalism, but no advance notice beyond standard 2 weeks. Let him ask for more time and then gently refuse with a huge smile on your face. If you want to give a little dig on way out...

Wow! The campground you mention sounds amazing. Being that the Mod removed the commercial link, can you share the name and location of this campground? If not, perhaps PM me.... Your 23 yrs retirement notes are great. Keep it up.

Yeah, I too went there ONCE. Way too greasy and while good the fries were also greasy and somewhat soggy. Totally, paid the price for this one time visit the next day - If you know what I mean.:facepalm: