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Mrs Honeyfill and I are getting ready to start our post retirement travel. We thought that we might look into TSA Pre. I used to get it when I traveled a lot for work and it is a great perk. It only costs 85$ and if you plan to fly a lot during retirement it is worth every penny. However...

my plan is to take 0.5%per month which works out to 6% per year with a 100 % equity allocation. This plan is guaranteed to never run out of money. Our base expenses are low enough that could easily survive a 50% drop in the stock market. Also we could always start collecting social security...