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I was married for 16 yrs but, my wife passed away awhile back from cancer. I had 3 children to take care of. For better or worse I had a bunch of married women in the town going after me. One of them offered me $1M. I admit that I was no catch. In any case I avoided all that and went with...

I started again, against my better judgement. I was on my high school golf team so I know how to play golf. I had also golfed for years afterwards. I was good but, not great. Anyway, I got tired of the old man "get off my lawn" culture with golf and stopped for a few decades. A few years...

If they respond complaining about your terms, just reply " that is unfortunate" and leave them thinking.

I like turtles.

19% ugh

Dang youngbloods!!

Wow. I spent a lot of time playing with the settings on the PW too. Maybe it was defective.

I bought a Paperwhite about 1-2 years ago. I wanted a nice ereader and heard great things about it. I was very disappointed. It was dog slow. It would take seconds to flip the page and downloading a book took forever. It also was slow starting up each time. I just sold it used for a song...

I get a hiker’s high hiking up mountains. Good cardio workout with less wear on joints. With 1 artificial hip, I gave up running years ago. I traded miles on the pavement for miles on forest trails. I am not complaining.

It depends on a lot of things. Would your retirement budget support a mortgage payment in the cash flow? What rate can you get on the mortgage? How big a nest egg do you want leftover in retirement? We were lucky to have a low mortgage rate, 2.625% fixed with a sizable balance. We have run...

To me, I always calculate it as. Total net Fed taxes paid/Total gross income. Income includes all sources of income.

Ok. Thanks

I was just thinking … I have my nest egg currently in tIRA funds. I am 68 yo and retired. DW is 4 yrs younger and same with her savings. If we both suddenly pass away in a car crash how does the estate manage the tIRAs? We have 5 children and our will has our assets to be divided equally...

which fund is that?

I would take the mortgage and see how the rates go. You will have the option of refinancing if the rates drop. We did that 4 yrs ago ... took on a healthy mortgage on our new home. The rates dropped a few years later and we refinanced at 2.625% fixed. We were fortunate.

Yes, we use Onedrive for the laptop backups and iCloud for the MAC. I also have a local HD doing backups of the MAC.

As I am getting older I am more concerned about hackers and my pc, phone, etc security. Hackers are getting more sophisticated each year. We have an Apple MAC and a WIN10 laptop. The McAfee on the laptop has lapsed so I want to add something to that. Our MAC does not have any security SW...

There is nothing wrong with continuing to be frugal. I dont believe in spending just because I can. Just be comfortable.

who cares? Really??

Ive been using Eero for 3 years and it has been bullet proof. No downtime due to Eero. Very easy to setup as well.

He needs to be called out. Someone needs to step up and tell him ... "Hey, maybe relax on the hugging thing. It is a bit over the top".

Digikam looks nice. I will check it out. One thing is I want to organize pics in folders and subfolders that can be read and navigated easily without specific software involved. I plan to share all the pics with other family members, who have all sorts of pcs … MAC and WIN. One sibling is...

I have been using a Canoscan scanner which does really well. I can do four prints, or sides, per scan and it automatically separates and saves them as separate files in a folder. By default it names the files with the date and then an incrementing numeric suffix. I had started to separate...

Well, I am in the midst of trying to scan many of the old photos and slides from my late parents. I have several large plastic tubs of them! I've started it and the actually scanning isn't a big deal but, I am having trouble organizing them! How best to do it! I have started creating...

I am 67 retired, DW is 63 and still working, until 65 Current income. 1. DW salary (for now) 2. my SS 3. my pension 4. savings, if needed Once DW retires, we will add her pension and her SS at some point