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  1. O

    Do you love your home?

    We overpay for a House I don’t like. :-( Moving from Europe 2 weeks ago we rented sight unseen with only a friend walking through it. There are no parks or playgrounds, very few children here (if any), the house is massive, and we discovered a raw sewage leak from upstairs to our kitchen on our...
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    Car advice? Want combo of good mileage/price/maintenance

    ***UPDATE TO ORIGINAL POST****** We bought a certified pre-owned 2013 Honda Civic LX with 33,000 miles. It had one previous owner. It was a no-haggle price of $11,900 and out the door price of $13,540. It comes with 7 years of free oil changes, tire rotations, and VA state inspections...
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    Active duty 19 years, big decision ahead

    You mentioned transferring your GI Bill - if you plan to, do it soon. The DoD announced a couple days ago that they won’t allow people with over 16 years of service to do so starting next year. https://www.military.com/daily-news/2018/07/12/pentagon-slashes-gi-bill-transfer-eligibility-window.html
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    Car advice? Want combo of good mileage/price/maintenance

    Such interesting advice - thank you! I added Kia, Prius, and Suburus to the list to check out too. More data: my husband and I aren’t tall people, just statistically average. (5’4 and 5’9). My new job has a free plug in station for electric cars. Bonus is those spots are right up front next...
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    Car advice? Want combo of good mileage/price/maintenance

    Problem solved! I don’t know why I didn’t think of a Corvette!! :-D Seriously though, it looks like I’ll be checking out Corollas and Civics in addition to the Fit.
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    Car advice? Want combo of good mileage/price/maintenance

    We are moving back to the US after 3 years of military overseas. We are bringing back with us our 2 identical 2006 Honda Odysseys. My husband is a YouTube hobby mechanic and keeps them in good running condition. Once we get to NoVA, we plan on buying a commuter car. We will leave one van with...
  7. O

    Dry-aged beef

    Carpaccio? I’ve had it in Italy and Germany so it’s likely common in Switzerland. It’s like a thin sliced raw roast beef. When I’ve had it it was drizzled with olive oil and salt, and ate with a baguette.
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    Is this really a "wealth" seminar?

    One is a misogynistic pig and one is not. Honestly, watching the video of Robbins talking about how he has friends who hire less qualified men over more qualified but attractive women was disgusting. I’m glad he apologized but I’ll take Jerry Seinfeld over that any day.
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    Is this really a "wealth" seminar?

    I was appalled by the recent clip of Tony Robbins’ views on women.
  10. O

    Early 30s military couple, 2028 FIRE goal!

    I probably should have been more specific when I said an overseas tour is a financial hit....it probably depends on where you would be stationed if you weren’t overseas, what the dollar=euro is doing, and almost certainly on whether you are dual-mil. In our case we were in the DC area for 4...
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    Early 30s military couple, 2028 FIRE goal!

    Welcome! I’m relatively new to the site too, and in a similar situation as you. We are both O-5’s (I just pinned on 2 days ago!) and also only have one GI Bill. I used mine when I was enlisted in the Guard, when it was the MGIB. We are moving back to a HCOL area this summer, but overseas now...
  12. O

    Spent money now or later?

    First sergeants are my favorite people in the world! It’s a tough job....thank you for your service.
  13. O

    Spent money now or later?

    Thank you both! I have read Doug Nordman’s entire book - it was excellent. I guess it seems frivolous to spend 2 housing allowances when we could spend one. Unfortunately metros don’t go to Joint Base Andrews, where I will be. My husband will be at Ft McNair the 1st year then likely the...
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    Spent money now or later?

    My spouse and I are both active duty military and will have pensions. For active duty pensions, he is retirement eligible in 3 years and me in 6 years. Our pensions together should be approximately $9,000-10,000/month. (I’ll retire as O-5 with 29 years and he’ll retire as O-6 with around 21...
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    Need my rental in an LLC to take advantage of 20% tax bracket?

    Thank you! This example helped a lot.
  16. O

    Need my rental in an LLC to take advantage of 20% tax bracket?

    Yes, after reading all the replies I realize the confusion is mine!
  17. O

    Need my rental in an LLC to take advantage of 20% tax bracket?

    With the new tax law, my understanding is that a rental property needs to be put into an LLC in order to be capped at the 20% tax rate. If it isn’t in an LLC the funds appear on my personal tax return without a K-1 and are taxed at our regular tax rate. Our AGI this year was $202,000, so that...
  18. O

    Custody/divorce

    I used to be a family law attorney. The advice you are getting on this message board is worth what you are paying for it. ;-) There are lots of variables at play here and based on what you’ve posted no one can tell you how it would play out. Jurisdiction, jobs, primary caregiver situation...
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    Invest in index fund now or wait for correction?

    If you opened a Roth IRA for a 12 year old today (funded with babysitting money) would you leave any portion of it in a money market and wait for market correction before buying index funds or invest it all now?
  20. O

    How much to pay a regular housekeeper?

    $20-25/hr has been the going rate for us in TX and Germany.
  21. O

    Do you have a passion?

    I'm American, but you perfectly described how I experience life. A fairly constant contentment. No super highs, no depressing lows. Just drifting along evenly. I've also considered therapy because I thought I am maybe missing something? I told some friends in real life this once and they were...
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    Life Reflection: Would you do anything differently?

    I would have commissioned into the Air Force right after law school instead of working at a civilian law firm for 2+ years. They paid me peanuts and it would be heavenly to be 2 years closer to my military pension. If I could retire in 4 years instead of 6 years i would feel so much better about...
  23. O

    Race to 2024 - please join :)

    I'm a 2024 FIRE candidate. Our net worth recently crossed $2M but about half of that is invested in real estate rental units. My pension vests in April 2024, my spouse's vests in May 2021. He is 38 now and I'm 40.
  24. O

    Military pension question

    Hmmm...a colonel needs to have a bachelor degree, so if he started at age 18 he had to have been enlisted first.
  25. O

    How To Buy A New Car

    Here is a good article about dealer tactics: https://consumerist.com/2007/03/30/dealerships-rip-you-off-with-the-four-square-heres-how-to-beat-it/
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