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I like your best practice because it produces better end results ;) Using the manual entry you just have to remember to manually resume your normal inflation-adjusted spending once you stop entering overriding values. If I have three years of $100k in spending, the 4th year can't just be a...

Ah, thanks! So I should model reductions in spending as increases in income? Say I start with 75k in annual income, which I'll choose to be inflation adjusted (constant spending power). I also start with 50k in annual, inflation-adjusted spending and 25k in annual, non-inflation-adjusted...

I did a quick search and didn't find anything, so... 1. On the "Other Income/Spending" tab, if I want to model a spending reduction, I assume I enter a negative number and select "Off Chart Spending" - correct? The reason I ask is that the parenthetical comment after the "Pension Income"...