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Yes, 3 buckets. Preservation (Less Risk):6 years of income; Guaranteed Acct; Bonds. Balanced (Moderate Risk): 6/10 years of income; stocks/bonds Growth (Greater Risk): 10+ years of income; long-term stocks We also can take early retirement at the company at 55yrs old and 25 years of service...

At 56 and 34-years with the same company, I'm out August 31st! Gave 3-months notice on May 31st. Plans are to continue cycling my tail off; weight room; spend time with wife and family; hike, spend more time at beach condo and enjoy good bourbon. Worked with two financial advisers and FireCal...

My wife is retired at 57 and I'm 56 and will retire Aug 31st of this year. Just a couple of weeks away! We purchased an oceanfront 17th floor condo in a more residential quiet part of Myrtle Beach, called the Golden Mile in 2014. We live 3-hours away and we manage it ourselves through vrbo...

Yes, Sir. Also, congrats on your retirement!

Your assumptions are correct, Omalley. Beach condo already paid off and no other debit except primary residence. Thanks for your input.

Sure! LOL. Only job I've had since college at Gardner-Webb. In information technology at that. Glad I stuck it out!

Will stay on company-provided coverage at $10/month.

Thanks. Mortgage ends in mid-2027.

Yes. I have $50k set aside for college. Ex will also match. More than likely, daughter will attend community college or a state school here in NC.

First 3-years I have (assumes Aug 31st retirement): 2018 - (Sept-Dec), $18,000 before taxes needed (also w/d $1,000 from condo checking or $250/mo to supplement). 2019 - Need w/d of $54,000. 2020 - Need w/d of $50,000 (Child support ends May 2020). We'll take $3,000...

Ran Random Performance with as low as 6%: A portfolio with random performance, with a mean total portfolio return of 6 % and variability (standard deviation) of 6%. Still at 100% success.

First 3-years I have (assumes Aug 31st retirement): 2018 - (Sept-Dec), $18,000 before taxes needed (also w/d $1,000 from condo checking or $250/mo to supplement). 2019 - Need w/d of $54,000. 2020 - Need w/d of $50,000 (Child support ends May 2020). We'll take $3,000...

Any comments welcome. Plan to pull the trigger in August of this year at 56. Been with same company 33-years with 401k and Pension. My bride and I track every penny we spend so we know what expenses will be, however, I added 8% just as a buffer. Company stopped pension this year so rolled it...