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    semi retirement?

    I am sure some of you will understand what I am saying, but today I signed the paperwork to semi-retire into a full time job. For the last 18 years I have been working 60-80 hours a week as a consultant, stringing multiple smaller jobs into a full time job(really two full time jobs). So as...
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    Coast FIRE planning

    First, in case the term isn't familiar. REF: https://fourpillarfreedom.com/what-is-coast-fire/ I think I am approaching the point I can Coast FIRE. The question is, what is a reasonable rate of return to use in my planning? The time period involved is approximately 10 years. My AA is 80/20...
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    Expecting the unexpected expenses

    I've searched a bit for previous threads but the phrases seem to match too many unrelated threads on this forum. I'm wondering if anyone has a list of expected but irregular expenses. I am looking to put together a budget(or plan anyway) with some more specifics. I am thinking things like: #...
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    Waited too long to retire?

    I've looked back at the last two years worth of posts and I can't find a specific thread about this, so I apologize in advance if its been discussed extensively. I am particularly interested in people who, in hindsight, regret not retiring earlier. Did you retire too early? Just right? Could...
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    Rambling thoughts from Canada

    Let me start this off by saying I *thought* I was doing really well until I read some of the posts on this forum. Between the posters with 5-10x my savings and firecalc I have had to revise my thoughts. DW and I are both 41. Kids age 7 and 10. Investments: Unregistered(inside corporation)...
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