Search results

DW and I will be turning 59.5 in a few months, when we would like to start drawing some dividends & interest from our tax-deferred accounts at Schwab. Do we need to wait until after the exact dates we turn 59.5, a day later, or does it really matter since it all gets reported as a total amount...

Was interested in booking a group tour to Europe, and curious if any available for FIRE folks. We're in our late 50's and not really wanting to book with a group of Senior citizens that might prefer to travel at a slower pace! LOL Plus, being with a group of FIRE folks would be a great common...

I like the idea of paying the safe harbor amount in 4 equal installments. The problem is I have to file extension due to waiting for K1 forms. This means I don't end up filing until September to know how much the safe harbor amount will be. Any suggestions?

I was originally in this class, had 2/20/2020 circled on my calendar for a few years prior. Literally just before giving notice, COVID popped up and the pandemic/lockdowns began. My team was forced to WFH, and as their leader I didn't feel it was right to abandon them during that difficult...

The First Americans Museum in Oklahoma City is a great stop for all things Native American.

I'd had 2/20/2020 circled in my calendar as my retirement date for over a year. When it came, some red tape prevented me from giving notice. Then the pandemic hit, followed by lockdown. I didn't want to leave the team I lead in the middle of this, so stayed to help develop telework process. Now...

Throw it on the pile! LOL

I work with an older lady who had already retired from the State. She supports worthless children & her grandchildren with her pension & current salary. One morning she mentioned all of the expenses she was paying for her children (rent, car repair, vet bill). I asked her sincerely what would...

When younger I worked for a well known Megacorp that 'rented cars at airports'. It had a very top down oppressive management style, and most decrees came with the attitude, "You're lucky to work here. If you don't like it, you're easily replaced." Employees felt like spare parts, of which they...

We also maintain a low profile regarding net worth with friends & family. They know we've invested in real estate for years, and had many rental properties at different times. Most assume they were mortgaged to the hilt and the rent broke even, and we've never said otherwise. Most of our...

We are facing a dilemma with my parents. My father is 86 with dementia and requires near constant monitoring. He's thankfully mobile enough to get around the house and to the bed & bathroom, but has become argumentative about taking a shower! My mom (79) is his caregiver, but she is slipping...

I work for a public school district, and if you retire/resign after 10 years of service you can stay on the group health plan. They pay $100/month toward your premium; not much but overall still a good value for the coverage received. I hit 10 years next July 31st, so that has become my new...

Yes, I think the feeling you're somehow controlling the outcome makes it more engaging than just watching the market returns. I recently started Forex trading with a small amount of $ and it's been very interesting and engaging.

I feel like I've stumbled into a thread about the benefits of going vegan, except the word was changed to bitcoin! LOL "How do you know if someone is vegan? Don't worry, they'll tell you!"

When I order something from a restaurant, I go and get it myself rather than having it delivered. So I guess that kinda makes me self-sufficient! LOL

I have $$ with VG and Schwab. I do frequent wires in/out for real estate investments, and I like that Schwab lets you submit your wire request online. VG requires you call in and provide all the info to a representative to submit. I rarely get right through, but the hold times aren't terrible...

Due to the pandemic I work from home the majority of the time. This required dedicating a bedroom to a home office. From my experience, more important than type of furniture was location. I couldn't face a corner or a wall, as it made me feel closed off and claustrophobic. I needed to face out...

True, and maybe he does and will (just not in a financial capacity).

Is this a situation where a Trust could be established FBO the adult son? Parents could be Trustees while living, with a successor trustee (not son) designated after their death. An amount could be set aside now in separate investments, but controlled by parents. Upon their death, their...

Had a co-worker test positive last week (fully vaxxed). We assume Delta variant, but not sure. She got mildly ill, and recovering at home. It is concerning that since CDC stopped tracking breakthrough cases on May 1st, we still keep getting told the incidents are rare. How can they know that...

Not sure how you calculated a $55k fee, including realtor, insurance, etc? This would be a By Owner sale, and no realtor required. You can fill out a boilerplate sales contract, take 10% earnest money (that goes hard immediately), and have a local title company execute the sale. Normally both...

As my user name suggests, I'm involved in many aspects of real estate. We buy, sell, flip, rent, finance, etc. This deal sort of reminds me of one from a few years ago. I bought a group of houses cheap and put one up for sale the same day. Folks across the street called an hour later wanting...

DS got married last week, large wedding (250 guests). Not sure about vax/unvax ratio (DS & DD not vaxxed), and few masks at the reception. I was concerned about Delta variant risks/breakthrough (DW & I recovered from covid last year, so felt secure in natural immunity). We're a week out, and...

We sold our family home of 28 years in February (after becoming empty nesters and DW early retirement). We plan to buy again someday, but currently in a nice new rental duplex for the next couple of years. Waiting for the pendulum to swing back, as it always has. Like Warren Buffet says, "Sell...

Not a new series, but my brother insisted we binge watch Dead to Me on NetFlix. It's only two seasons, and episodes are like 30 minutes, so we blew through it quickly. It's a really dark comedy very well done. Christina Applegate is very good in it. Worth checking out!