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Several years ago, I had to replace a vehicle while on a trip. Ended up at a Chrysler dealer that actually had what I wanted in stock. Routine haggling over trade and price. $1000 disc if I financed. Did the cc payment for 5K or so, trade and financed about 35K. Worst part is they really screwed...

We have had SF for house and one car for 35 years. Total claims for hurricanes and one major water leak were under 20K over the 35 years. Last year they tried to cancel for “excessive” claims. The agent got that squashed. Their adjusters and claims folks have always been good. Only car claims...

Safe travel As others have said, the Viking Ocean cruises are very nice, don’t feel crowded and you have enough space to eat on your own or with others. We travel a good bit. I concur with Singapore, Japan, and would add UK, Denmark, Norway, Sweden, Poland, Bucharest, Portugal, Germany and...

You might check with the power company. Some have a foundation that can take donations to help low income folks.

Travel My suggestion if you don’t take it. Consider a 1TB SSD USB drive. Encrypt it and copy what you think you might need. If you lose it or the encryption key, you don’t lose much. If the computer goes, lots of issues. I have a low value surface tablet that works with the external drive...

Agree with all the above. This is the way I did it. CC and pers check.

The first thing I would do is confirm everything has beneficiaries and TOD in place. The broker may have things not under a single umbrella for transfer on death. My mom had multiple individual stock holdings. Even getting TOD paperwork in place Computershare and others were a PITA. Multiple...

Medicare You need one additional category. Medicare/Tricare for military.

We did a three week trip for Christmas markets last fall. Original ticket price was nearly 2K for coach. Couple months out, the price dropped and Delta credited the difference. Used that for a July trip to Germany. Currently finishing up a Thailand/UAE trip. BC fares are generally up 25-30%...

24 Travel For us, finished up a 3 week Eastern Europe Christmas Market in mid Dec. leaving tomorrow for a month. Canada, Thailand and Middle East. Short Orlando trip for a week in Feb, Late Mar/Apr is Turkey and Romania Week in Georgia (the state) in Late April. See what the airline rates...

Having watched markets as an outsider and from a corporate perspective during my career, My opinion and it is based on my observations and nothing else. It appears that all corporation C-Suites do their best to drive stock price up at the end of the year. Purely to drive up compensation pay...

You might want to consider a MedJet membership. That would take care of getting you from a hospital to home in the event of a major issue. Medicare will take care of ever up to that point. We have been to Alaska numerous times, both summer and winter. No issues with available medical care...

Interesting. I had USAA quote a HO policy in FL. Compared to State Farm. The quote was nearly 1K more than SF policy. Very high deductible. My current policy has a minimal flat deductible including hurricane damage. USAA would also not recognize the hurricane damage mitigation for a discount...

Someone may have said this already. Right now, Windows Defender is about as good as other products. It is included with W10.

I’ve been “free” going on 8 years. We don’t budget, but annual income without wife’s RMDs stays little over $100k. No debt, just pay off cc monthly. My overall costs went up when I retired. Company used to cover things like internet, full med w/zero ded, cell phones and lots of travel. So bit...

I guess some will disagree, but I see no issue shooting those in the snatch and grab rings. It may force larger stores and malls into creating sally ports where you can only have one door open at a time and security monitoring entry and exit. Mass pepper gas or knock out gas dispensers would...

First. Congrats being able to reach the numbers you have. Take at least half of the year, help the kids, finish up hanging home projects and relax. You didn’t say what kind of engineer. If you like mentoring, consider offering support to a company helping the new engineers build capability...

In my reply, I mention mom was not eligible for Medicare. She was not eligible due to too few quarters worked in eligible position. My dad was exempt from SS contributions. Her income was way too high for Medicaid.

Couple of thoughts. My mother decided to move into a very nice AL place when she was 95. Enjoyed it there for five years. Some things to consider. State laws and regulations affect all this so check. 1. In order to stay in AL and not memory care or nursing facility, they have to be able to...

Mark, I posted a reply earlier, but thought everyone might enjoy this story. Several years ago, I stopped in a MB dealer to pick up a part. There was a 1 year old gull wing SLS? With a $140k price on it. While talking to the sales guy about it, I asked if the previous owner had been a local...

I did something similar. I owned various MBs over the years. Hadn’t liked the styling lately until the 2014 E350 came along. Had a nice bonus that year and bought one. No regrets. I still have it along with a van for hauling junk and wife’s car. Ins is about the same regardless of the car or...

I’d suggest that you look at some cruise options. Viking or other Adult only ones. Got a friend that is on his 65th one. Helps meet a diverse group of people. Keep in touch with new acquaintances or not. I got active in Emergency management support. See if anything interests you where you...

Fans Living in Florida, I’ve bought a lot of fans over the years. My priorities. 1. If I want a light, high lumen output and dimmable. 2. Bedrooms. I want an absolutely quiet fan. No motor noise or vibration on low. I have a mix of fans. High end Hunters and Hampton Bay. Design and...

I’ll add a little more. I just reroofed. Shingles and install rated to 150mph wind load. 2200 SqFT house and $27k cost. Cheap uncertified install was 15K. State Farm considers 15 years life span of metal or shingle roof here. So we stayed with shingles. Complex roof pattern would have made...

Beach Bum We are in the Daytona area. Water access from our subdivision for river/ wetlands fishing or boating. Distance from the house to the beach few miles, but to get there means driving to a bridge and crossing the river. We load the bikes, walk or ride the beach and grab a burger...