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Around 3%

I am thinking about doing that to. What year maturities are you buying? 1 year, 2 year , 3 year , 5 year. How far are you going out? Equal amount in each year?

I would rather have a loss on a side ways move. A market to market move. Now sell to take money out of the market that is another story.

Count it as a blessing you can get out with a loss. Many pay big tax bills to get out.

everything at Fidelity or Schwab. I am very tempted to do this since it is so simple and less paper work.

I would wait until the Fed is finished raising rates maybe in March.

The last few weddings I went to cost under 3k. I thought they were fine. So I just can't relate to this. To be honest I am worried about it and even more so after the wedding what others things will come up. I keep thinking of this clip Maybe a better question is can your son afford this...

90% of expenses because we are frugal by habit.

Very true most people pay less in state taxes than taxes on a nice Chicago house. They are nice houses but not mansions.

I have read many things like this. I think cost of living should be number one unless your income is very high. Am I wrong?

I think your timing is good but I would look for lower rent.

I am thinking like RobbieB. I would not sell and pay 2x to rent. I would try to rent around the same $ House prices might go down a little bit but I am not looking for 2010 prices.

Free Dividend Fallacy--Why Dividends Don't Increase Your Wealth

I don't think it was a mistake. Taxes will be a lot higher in the future going by the national debt. If it was a mistake only a baby one.

AT fidelity they sell Purchased MMF when your core is empty. So you end up with a checking account paying about 2%

I guess I should have called it cash sweep but I am not a Schwab customer so I don't know all the terms.

Both Fidelity and Schwab are great. I like Fidelity better for checking because they can sell money market funds to cover bills. In Schwab it must come from the core.

They sound handy if you had a death in the family.

That's what I call tacky. Not weather you put money in a card or not. I wear a dress shirt and dress pants. I have even seen women with very short skirts. Crazy

I guess it is more common in the Midwest. Funerals are expensive for many families. I don't find anything tacky about it. I think I am giving a little help for a big bill they have coming. That's the way I look at it. For a lot of families a 6k-12k bill is a big deal. Remember Tobias in the...

I received several $10 and $20 when a family member died. I was grateful and did not think it was tacky.

I have seen it many times but not with $100 maybe a $20 I always thought it was a little something to help pay for the Funeral.

I think anything under 48k would be ok. You don't want to be rich in the cemetery. That would my limit even though I don't spend that much. How much are your modest SS and a small pension?

If you shared that with my relatives they would want $4m it is that simple. They would not view it as showing off but happy you told them.

I don't think the housing thing will fly after you retire . The IRS will not buy that. You are retired period!