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    another dumb Social Security question

    Thanks all for the help. After I posted, I also found an article I had saved a couple of years ago saying essentially the same thing. Glad my filing system is a little better than my memory!
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    another dumb Social Security question

    Sorry, I imagine this has been covered before, but my search skills are not finding it. Currently, DW and I are both collecting Social Security, me on my own benefit, and her on spousal from mine. The wrinkle: she was one of the last to be eligible (she was born in late 1953) for a...
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    Moving to Delaware?

    Hi Kat - Haven't been on here for awhile, so just stumbled on this thread. We've lived in southern DE for 12 years (Rehoboth area), and love it, but I can understand your concerns about medical care. We've found primary care and specialists we like, but I wouldn't want to have a true medical...
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    Question about 4% withdrawal rate in retirement

    As in, has been for a long time, and will be until/unless Congress passes a new SS law, I think ...
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    Question about 4% withdrawal rate in retirement

    Isn't it 70 for everyone?
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    PSA: Quality Insoles!

    Totally flat feet here, so need motion-control shoes (Brooks Beast are my favorite), orthotic inserts (I like Superfeet), and, since I spend much of the year in flipflops, Spenco (they make various sandals and other footwear).
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    Updating Social Security Benefits

    The cutoff was the end of 1953 (my wife made it by just a month). She is collecting half of mine, and will change over in 2023. I appreciate the info folks are posting here -- I'll need to revisit it then.
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    Why am I struggling? - Social Security Question

    Ah, I didn't know that. Thanks!
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    Why am I struggling? - Social Security Question

    Presumably you meant the latter.
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    Why am I struggling? - Social Security Question

    Why would that be the case? It seems to me that such a change would only increase income tax revenue, which presumably would not flow to the benefit of Social Security funding.
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    Trying to eliminate Acid Reflux naturally

    And sleep on your left side!
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    Inflation could prompt largest Social Security cost-of-living adjustment in decades.

    No, prices would actually have to drop, not just rise more slowly, for that to happen. The CPI-W for June was already more than 5% above the 3Q 2020 average. If inflation stopped in its tracks for the next 3 months, we'd already have a 5%+ COLA. I assume the higher estimates are based on 3 more...
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    Vitrectomy & later cataract surgery (also post-LASIK)

    I wasn't face down at all. I only had an epiretinal membrane (scar tissue) peeled off. I think the face-down treatment is for your retina to heal after a repair of a retinal tear or whatever. I don't recall seeing much improvement in my vision after the vitrectomy, except that my floaters in...
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    Recommendation for trying RVing

    I believe the folks behind Good Sam and Camping World (i.e. Marcus Lemonis) have now launched a similar service at www.rvshare.com.
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    Vitrectomy & later cataract surgery (also post-LASIK)

    Your post reminds me that I haven't updated since my cataract surgery. I had the surgery on 6/10 on my right eye, which had previously had a vitrectomy for macular pucker. The cataract surgery went flawlessly (despite the surgeon warning me that it would be more difficult because I waited...
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    Found the airplane that I learned to fly in

    Great thread! I hadn't thought to check before, but dug out my old logbook and used the link. All the 152s I trained in (in 1979) are "deregistered," but the 150 Aerobat we took up to play in one day is still in use, in Corvallis OR.
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    Vitrectomy & later cataract surgery (also post-LASIK)

    I'm just getting the basic lens. My retina doctor had suggested that, and the cataract surgeon told me that was my only option given my previous retina surgery. I told him I'm used to wearing glasses and don't mind if I will still need to, and he said that is "the mature and sensible answer."...
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    Vitrectomy & later cataract surgery (also post-LASIK)

    And looking back at your questions, the vitrectomy was surprisingly non-problematic and not at all painful. My retina surgeon said it was healing well, but the cataract progressed so quickly I haven't seen the benefit yet. I should have had the cataract surgery a month or two ago, but had to...
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    Vitrectomy & later cataract surgery (also post-LASIK)

    I had a vitrectomy late last year for macular pucker, involving the peeling off of a layer of scar tissue. The eyeball refilled itself in about 10 days IIRC. My preexisting cataract grew quickly, as expected, and my cataract surgery is next Thursday. I've been warned that the risks are somewhat...
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    Pool Owners: Possible Chlorine Shortage

    Talked to my pool guy yesterday about this. He laughed, and said this story is a year old. He said there was a real shortage last summer, and he had trouble getting enough, but he's well stocked this year.
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    Best way to back up laptop files?

    I have One Drive too, but discovered to my chagrin when I had a corrupted file, that One Drive had happily synced it, flaws and all!
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    Best way to back up laptop files?

    So I just got a new 2 TB Seagate portable external HDD to back up my 1 TB SSD laptop. But as I prepare to put it to use, I realize I'm not sure which way to go: - run a backup using a utility, such as Norton (which I have), whatever Seagate supplies with the drive, etc. - just copy the...
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    timing SS start

    What year were each of you born? If after 1953, no dice -- see "deemed filing" at ssa.gov.
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    Roth Conversion and The Pro Rata Rule

    I made non-deductible contributions in several years when I was w#rking. As I recall, a financial adviser talked me into it because had maxed out my 401k contributions, and wasn't eligible to make deductible tIRA contributions. And it was either before Roths, or I made too much $. If I'd...
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    New RMD tables published

    I'm often puzzled by folks who get (or expect) an exception from IRMAA due to a one-year windfall of whatever sort. In my reading of the grounds for IRMAA appeal, they seem very specific, and don't include this kind of thing. I've considered appeal in a year where I took a one-time capital gain...
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