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I’m in the middle of an interesting conversation locally about using guns for home defense. We have a NextDoor group online and people are feeling threatened and talking about getting guns. It’s freaking me out because statistically bringing a gun into a home invasion is a big mistake. I live...

Hi! I was on this forum years ago and recently re-joined. I’m I’m 70. Retired at 62, never will be employed again. I’m living very comfortably on stock dividends and interest. At 67 I left my prior life and no longer significant other, and moved back to New England, to my home town. I bought a...

I nagged my father into joining USAA (you have to be a veteran, but if you are, your children can get all the benefits too even after his death). I figured I'd utilize it to build up some credibility. He's 92 so it was important to not wait to do this - he's still okay mentally but no bets...

I just had to share this one - apparently I miscalculated my estimated tax for this year (or turbotax didn't have what I really sent in) and my refund is much higher than I expected. So the letter from the IRS says. Now THAT'S the kind of letter I like to get from them! And next year... I...

Has anyone used the ION conversion turntable to turn LPs (33 rpm) to digital? I bought one and then never hooked it up. It was on sale so cheaply I couldn't resist it. ;D Any hints would be very welcome!

I am feeling overwhelmed. I'll be 65 in June so I'm eligible for Medicare June 1 and the variety and types of plans are driving me nuts. OTOH I am currently on my state's high risk pool for insurance so anything will be better than that. Does anyone have a suggestion for how to approach this...

Well, at last I bit the bullet (or some such cliche) and filled out the online application for SS. Wheee! ;D What next - wait until the money starts coming?

Does anyone have a sense of how the RE housing market is going to go in the next 6 months? We are trying to sell a house that my SO's mother lived in for many years. It needs some work - mostly decor - but is structurally sound. She didn't bother updating it at all, and no changes were done...

Sending the email today, retirement effective in 2 weeks, dutifully giving 2 weeks notice. My, my... won't THAT make for some craziness this weekend on the managerial front! So sad, too bad... :laugh::laugh::laugh::laugh:

Has anyone had Lasik surgery (or any other type) for vision correction - not for cataracts? All the people I know who had it are much younger. I am quite myopic and have significant astigmatism. I've worn glasses since I was 7. I can't wear contacts all the time any more - my eyes are too dry...

Our not-so-beloved old gas grill has died and we need to replace it. It is not worth repairing (again). We went to Lowe's. A grill can cost anywhere from $150 on up (and up, and up). What I would like to know is what features are worth paying for? I looked on Consumer Reports and then read...

I am retiring this summer so I have half a year's salary, then money from IRAs and investments in various ways, plus a lump sum payout of my unused vacation. I have H&R Block At Home for 2009. What I'm wondering is how to easily calculate my estimated payments? Or is there NO easy way? In...

I just came back from this and if you are into live music of the amplified blues variety, I highly recommend it. www.bluescruise.com is their website. There are two cruises a year. Basicallly it's nonstop music and jams almost 24/7 for a week. I went to the Caribbean - I'm going on the next one...

Hi, I'm (as I said) 61 and hoping to retire at 62. I've developed a lot of spreadsheets showing anticipated expenses vs. income and I think I'll be okay. I am kinda hoping SS stays around. Female, in a LT relationship with a man who is in the same situation financially. No debt except a...