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  1. The Cosmic Avenger

    Recommend me a quality home printer.

    I bought this Brother color laser printer a few months ago on sale for $470, and I am very happy with it. We might have to replace the black toner before we die, but the rest will probably be part of our estate! Ironically, we got it because we don't print very often, so inkjets were so much...
  2. The Cosmic Avenger

    Stolen License Plate

    Just a reminder, if you do NOT have your make and model in Amazon, check the compatibility. I got this message, and it told me Black Set 1 choice of that item "fit", although I wonder if it's because the trim is black, not chrome, although the gasket thingies are different. Either way, thanks...
  3. The Cosmic Avenger

    Rethinking Inheritance

    An estate plan is important, but it won't always keep personal animosity out of it. My father was the eldest and an accountant, but his younger brother had much better emotional maturity and judgement. Their parents made my uncle the executor of their estate, and my father stopped speaking to...
  4. The Cosmic Avenger

    Rethinking Inheritance

    I agree with @RunningBum's observation that "Neutral - paid off debts, did not squander on lifestyle upgrades, saved a significant portion" is a positive to me -- that's pretty much what we did! My rule of thumb is 10% of windfalls for splurging, although mine have been in the 6-digit range. We...
  5. The Cosmic Avenger

    investing 20% in one stock

    Excellent point about the health care, if you think about what we'd pay here even with an ACA plan, it might cost 20% of your portfolio over 10-20 years anyway.
  6. The Cosmic Avenger

    investing 20% in one stock

    If you think you can live off of the 80% pretty easily in Italy, I would consider it an acceptable risk. What are the restrictions on it? How long would you have to keep it tied up?
  7. The Cosmic Avenger

    Warning about high savings yield account opening headache I run into.

    Ever since I learned that they pioneered a lot of ATM fees that are now considered standard (for example, charging your own customer for using another ATM, which would be on top of the expected fee from the actual owner of that ATM charging a non-customer, or charging your own customers fees for...
  8. The Cosmic Avenger

    IRS error CP14 letter in mail today

    This. If you don't respond, eventually they basically consider it the equivalent of a default judgement, but if you keep contesting it until you can get your point through to them, usually they will keep it open and keep corresponding with you.
  9. The Cosmic Avenger

    Home page changed

    I noticed yesterday that the email link took me to the first post of a thread, and then I noticed that I was signed out, and when I signed back in the email link takes me to the most recently viewed post.
  10. The Cosmic Avenger

    Daily Summary

    I stopped the daily summary a while ago, but I just noticed that I haven't had any subscription notices for days until yesterday, when I usually get quite a few daily.
  11. The Cosmic Avenger

    Stolen License Plate

    Sorry for your troubles, Terry. In Maryland they often issue paper temporary tags until the metal ones are available, I guess NV doesn't do that? If you have a form, you might want to leave it on the dash or back ledge (if your car has one, and if your state doesn't require front plates)...
  12. The Cosmic Avenger

    How Is OEM Windows License Transferred To Different PC Owner?

    I always use DBAN on drives when I will no longer be actively using them, just in case, to securely destroy any remnant of data on them.
  13. The Cosmic Avenger

    protect information during repair

    Agreed, I would probably follow one of these courses of action in your place, frank.
  14. The Cosmic Avenger

    protect information during repair

    Is that a little suspicious to anyone else? I've done some upgrades and repairs on my own laptops, and if I were replacing a hinge, all I think I would need to check would be the screen and the keyboard, both of which can be tested without logging in. Then again, maybe since they are a...
  15. The Cosmic Avenger

    How Is OEM Windows License Transferred To Different PC Owner?

    Right, some people build PCs from new parts, and so have to format the HDD and install an OS, but most order from an OEM, even if they "build" their own by customizing it. Unless you ordered new hard drives and installed Windows yourself, you should have an OEM license, which has restore but not...
  16. The Cosmic Avenger

    About death and money

    I agree with Sunset, this doesn't compute; the estate often pays for a funeral before disbursing funds to the heirs, so I don't understand how the cost of the funeral is income to the family...none of which are necessarily heirs! And it should be presumed that the funeral was paid for with...
  17. The Cosmic Avenger

    $15 to drive into new york city

    I grew up in Queens, lived there until I was 23, and I could count on one hand the times I drove or someone else drove me into Manhattan. It was just too much of a PITA.
  18. The Cosmic Avenger

    $15 to drive into new york city

    If those people you are thinking of would be parking in the inner suburbs or just outside midtown (where parking is WAAAAAY more than $15, probably per hour even), they must be driving from somewhere further out, so they would still be making most of the same drive as before, just ending it...
  19. The Cosmic Avenger

    How to spend some money.....

    Same....maybe even including footwear, as most of it is from the DSW clearance rack, and a couple from when Payless was closing down stores. I tend to trawl the mall department stores for clearance sales whenever we're there. That said, if I knew I had money to spare, I'd have no problem...
  20. The Cosmic Avenger

    Electric Vehicles - Models Discussion

    :2funny: OK, let's look at some facts, rather than just picking and choosing what confirms your biases: People are buying them. Range is sometimes about the same or better than ICEs. I hardly ever need any other charging stations other than the one at home, and on my one road trip, there were...
  21. The Cosmic Avenger

    Suspicious Email *Regarding State Return*

    That's not uncommon in the email headers of scams. The From: is legit, but the Reply-to: goes to a similar-looking but different address. The most common is that both are spoofed to be legitimate addresses, but the links in the email are to phishing sites.
  22. The Cosmic Avenger

    $15 to drive into new york city

    Actually, it'll mostly remove people who can take public transportation or not make the trip at all, but had a slight preference for driving in anyway. Behaviorally, those for whom the preference is weakest are the most likely to be "tipped over". I might not need the $6.30 I'd save by taking...
  23. The Cosmic Avenger

    Built a NAS server after NAS-ty installation experiences

    Ah, I think that's why I don't use Handbrake....it's over my head. :laugh: Plex takes care of a lot of it automatically, although I forget whether it creates lower bitrate versions or transcodes on the fly, I set it up many years ago and haven't touched the settings since. But good to know...
  24. The Cosmic Avenger

    Share Your FIRE Milestones - 2021

    Well, as retired military you should have a pension and your health care paid for, so you shouldn't need to draw much, if at all, from your nest egg, depending on your retirement budget. If interest rates keep falling, though, you might want to get a mortgage if you're sure you want to buy. Your...
  25. The Cosmic Avenger

    About death and money

    The Federal Trade Commission's "Funeral Rule" states that funeral homes have to provide you with an itemized price list and allow you to pick and choose whatever you want. They cannot require you to purchase any of the line items other than one service fee. This might be helpful...
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