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Thank you for the input. Sounds like even if DD legally qualifies as our tax dependent, we may want to elect to not claim her as a dependent. For 2022, older DD was on our health plan but was not a tax dependent (turned 24 by year end), so I went through the premium allocation process (25%...

Hi. First post here. DH (59) and I (55) retired 5 years ago and obtain our health coverage from Covered CA. Doing some planning for 2024. DD (21) is starting her last year of college and will graduate in June. She will be a tax dependent in 2024 and we expect that she will get a job with...