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Hi Guys, Lots of interesting comments! It is true the grass always seems greener on the other side. Also having 2 young children at home almost all day and night gets to be stressful. Although we are not on the same page I think I might be able to force my other half into getting on board...

john gault, uncle mick really value your opinion, need help in trying to still ER/FI. Thinking about going solo husband not on track to help us get family in to black. Plan to pursue my goal of law practice through alternative route. Study online at a California law school, only state to...

Yes that is poetic justice! Glad u are enjoying your ER! It helps when you have a partner who is on the same page. As you noted you paid for college when you were in your peak earning years. I will probably still be working when the baby goes to college, my husband will prabably be retired on...

johngault, since you have been in a similar situation and you mentioned before you did not plan for ER do you have advice on how else to go about it. Like I stated my husband can retire with a pension at 56. H e also has a TSP plan(equivalent of 401k). I am just getting started had 8 years in...

You guys are all correct! Patnbj, It is a catch-22 if you wait(for a women) you might have a very hard time trying to concieve. I think I waited till about the right time, 27 1st, 32 2nd. Although I do miss being able to just go ahead and celebrate New Years with my girlfriends in Vegas...

Newellcr, Will post again soon just got back from a few days away which also included my college reunion :) Telly made a good point about inflation however anything that will make young people invest sooner rather than later is a good thing. I told my girlfriend that often cited example of...

One of my favorites is "How to Retire and Early and Live Well with Less Than a Million Dollars" author is Gillette Edmunds. Great information on designing your portfolio and figuring out your own personal equation to determine how much money you need.

hey newellcr, I will have to run some numbers on the calcs you provided. I have visited TSP site in the past to determine value and possible payout of account in 15-18 years. You also have the option of having it distributed through an annuity or taking the lump sum, or rollover to an IRA. My...

Thank goodness 1 smart thing I did was not to touch my 457 account when I left the job. My husband is set with his plan (Thrift Savings) and his pension, which I advised him on how to invest. However if we are not togethert it will do me no good, you never know. I will not work until the infant...

That is great advice for all the young dreamers, particulary if they have no kids. Definitely wait until 30 yrs. old to have kids to accumulate more before major expenses. I believe I would have had a very nice nest egg right now if I 15%. It would also make it easier to adjust to living on one...

Hey Bongo, I hear ya! Sounds like u took a page right out of my lifestory. Read my post under Introduce yourself- title RE plans derailed. Only I am the stay at home parent. I don't always like it but it makes the most sense financially right now with the expense of daycare. :(

Hi everyone :) New to forum but have followed RE homepage since early 2002. Have thought about ER since I was around 24, now 32. Unfortunately I did more dreaming then planning saved only a small amount in tax defered plan. I contributed 7.5% of my salary from age 25 thru 31 to my job's 457...