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I use a software package called Channels DVR that runs on an old Mac Mini computer to record shows off of YouTubeTV and local channels off of a 4 channel HDHomeRun network tuner. The DVR interfaces with my TV's running their own app that runs on most devices except for Roku boxes. The local...

The rates increase every year, I pay monthly, so the rates have gone up by about $5-7 per month at each annual price increase. My plan started at $125/mo and went to $130 then $137. I don't know what this year's rate will be yet.

I went with AARP/UHC when I signed up for a G plan three years ago and have been pleased. I've never had to call them, and they seem to promptly pay their portion not long after Medicare processes the claim. I could have gotten a less expensive plan with about a dozen or so other companies, but...

I have had both lasik and cataract surgery and I use a pair of the light amber tinted shooting glasses which help a lot with glare. I just bought a pair from Amazon for about $20, but I'm sure there are better ones available. My first choice is to just not drive at night.

I have been using CVS Specialty Pharmacy for probably close to 10 years, and I'd caution you to always place your order where it is delivered as early in the week as possible if your medication is refrigerated. I have had my medicine delayed a few times over the years, and the first time it was...

I also take a biologic drug and starting this year the co-payment of 5% once reaching the catastrophic stage is eliminated. What this amounts to is essentially a $3300 out of pocket maximum for the entire year. In my case I take an injection once a month and pay this amount for the first two...

I'm on a AARP/UHC plan G and my premiums are $60/mo less per month than the OP in my third year. Unless you are in the same zip code or state as the OP, you're not comparing apples to apples.

Personally, I would just chalk this up to an unfortunate accident and drop it because it's unlikely you'll ever see a dime unless you're willing to file a lawsuit over it. I doubt you could find anyone to take the case unless there was an insurance company involved with deep pockets unless you...

That's interesting. I have an old iPhone 10 which will be 5 years old next month and I just noticed that the battery life has just gone down to 89% in the last week or so. I'm not a heavy phone user though, and generally I only need to charge it every three days, and it charges to 100% when left...

I just ordered my blood pressure medicine refill today and for a 90 day supply of a generic version of Bystolic, I was charged $290 through my SilverScript SmartSaver part D plan. I checked GoodRX and the lowest offer was $29 through Walmart for the same 90 day supply. Since I am also on a...

If you're in good health, you may be able to pass underwriting and change your supplement plan to a lower cost plan like an N plan with a different company. I would definitely look into it, it doesn't cost anything to browse.

How much did they charge you for the tire warranty? I bought a set of tires from them a few months ago and without asking me they included the tire warranty in the total price. When I noticed that I told them to remove it, which they did after trying to sell me on it. IIRC the price for the...

Aside from what everyone else has mentioned above, do you still have earned income that you pay SS tax on? I might be mistaken, but when you look up your future SS benefit, I think they assume that you will continue to earn what you have in the past. If you don't have any earned income and have...

I live near you in Maryville and was on the ACA for 4 years up until last year when I went on Medicare. If you can manage your income, ideally you want to keep it above the Medicaid level and below the level where you begin to lose subsidies. I was only able to get the subsidy for one year and I...

I had a guy tell me once that when a person buys an umbrella insurance policy, they're not paying for insurance, they're paying for a team of high-priced lawyers. If you think about it, the more money the insurance company has to lose, the more they are going to fight to keep it.

According to this guy, they are using the low price to get people to sign up, so they can get their personal information and call and upsell plans and sell Medicare Advantage plans. I'd take that argument with a grain of salt, but I suppose that is one way to buy a call list.

You could get an Apple Airtag for about $25 and put it on your key ring.

This is a timely subject for me because I just wrote two checks to pay my local city and county property taxes. My checks have a carbon copy, which it makes it easy to go back and look at what I wrote checks for. The current book of checks still has about half remaining, and the first check was...

Thanks, but that is not what I thought. I thought disbursements were for a calendar year, no matter when they were withdrawn.

I'm having a problem finding out an answer to a simple question about withdrawing funds from my HSA. If I make a withdrawal after age 65, say in January, I can apply future medical expenses throughout that year for it to be tax-free, or is it only for previous expenses? It's a simple question, I...

I had the procedure done on both of my eyes, the first about 7 years after cataract surgery and the second one about a year after cataract surgery. My cataracts didn't progress at the same rate, and I had the cataract surgery done about 8 years apart. The way my doctor explained the reason for...

I'm just going to add my opinion as a long time PC user from the early 80s. I started using an IBM PC at the mega corp in the early 80s and had the misfortune of dealing with operating systems from DOS to Windows 10. By the time I retired, we were constantly dealing with OS patches every week...

Maybe I missed it, but why don't you just fly?

I have a friend that bought LTHC coverage around 20 years ago because he was worried about being "homeless" if he fell ill since he was single. Fast forward 20 years and he has fallen ill, but his investments and an inheritance have left him with a few million dollars and his LTHC coverage won't...

I use my Dentist's "smile club" which costs $400/yr and includes 2 thorough cleanings with laser gum treatments, 2 exams and full mouth x-rays once a year and also includes 20% off any other work. If you include the discounts I've received from the crowns I've gotten in the last few years, the...