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I remembered 2018. I am retired but my young wife is still working. She contributes $6,000 into her Roth every year in December so she will be buying regardless of the market. Looks like she lucked out. My wife is 20 years younger than me which explains why I am now a house husband while she...

It makes a difference if the discipline has consequences for incompetency: an incompetent doctor can cause death in a patient. An incompetent engineer can cause a building to collapse. An incompetent accountant can cause a business to lose money and force layoffs. Generally there a...

Here is a tip on how to meet ladies: step 1: do not reject a lady who you are not interested in. Step 2: become friends anyway but do not get serious. Step 3: carefully tell her that it will not work out…but you are interested in finding someone else if they have girl friends who do not...

A Business Card can easily be faked. A PE ink stamp can be copied. I have two embossed seal stamps (Mechanical & Civil) which means my plans has a raised impression of my certification. Extremely difficult to duplicate a raised embossed seal of a PE certification. A Custom made embossing...

Wikipedia has the best definition. I am an Engineer who had a PE license in both Mechanical Engineering and Civil Engineering plus I was a Board Certified Environmental Engineer or BCEE. To get my professional engineering licenses, I had to pass an 8 hours open book written examination for...

Falling is a hazard that a lot of people underestimate the danger. Unfortunately, My Mom and my Uncle both died due to a fall when they were in their late 80's. I suspect when you fall, you cannot put your hands up in time to break the fall when you are very old....and ultimately your head...

My wife and I went grocery shopping today and normally the grocery bill is around $190. However, today the clerk rang up $220. Same items as before. My wife was talking to the grocery clerk about the rising prices and the grocery clerk stated that the rising prices are mostly fresh produce...

True. But 8 weeks does not sound like US Army training. I had 12 weeks of basic training at Ft Ord, CA plus another 12 weeks of advanced individual training as a Combat Engineer (building bridges and laying and deactivating landmines) at Ft LeonardWood MO. This is a total of 6 months...

I am ex-military (US Army, 2nd Infantry, 1973) This photo is being used to train new US Army recruits on how to overcome their fear of death according to my Army buddies. Unfortunately some people has never been in the military and do not have this type training. You cannot cower when...

I also ride a motorcycle. I do not fear death because I was in the Army, 2nd Infantry Division and I was taught that "courage" is the tool to overcome your fear. When I ride my motorcycle, my fears completely disappear because of the exhilaration that I get riding my motorcycle means I am...

According to the following link.... https://www.top10vpn.com/top10/united-states/?v=press&bsid=c33dse4kw010&msclkid=83b188c4c672105b2358e9637d2dd3ca&utm_source=bing&utm_medium=cpc&utm_campaign=GEN-USA-ALL-B-WEB-EN&utm_term=best%20vpn&utm_content=Best%20VPN-EX Express VPN is rated number 1...

Now that the unofficial speed test implied that Roku and late model Samsung TV are similar in performance, I can now answer the question on whether I use Samsung TV apps or my Roku or Amazon Fire stick. Currently I am using Samsung TV apps more when I need to watch 4K content. This is because...

I purchased high end Polk RT7 speakers 25 years ago and I found it amazing that these speakers still sound good although they are in my bedroom. I now have top of the line Polk LSiM703 speakers in my living room which should last until I kick the bucket. High end amplifiers and receivers and...

10 am PST Tuesday 11/30 and the market is down 650 points and the trend is downward. I personally believed it is because what Powell said today: Powell stated that Fed asset purchases program will end a few month earlier. IMO....This was predictable with the October inflation of 6.2%. If...

Some of my friends thought I was crazy to spend $5,000 on a high end TV and another $5,000 on a high end audio system to get the IMAX theater effect. If I had a choice between a $35,000 new car or a $25,000 used car (that was $35,000 new) plus a $10,000 killer TV and killer audio system, I...

That was my point when people was making a statement that their Roku is so much faster than a smart TV. It all depends on the TV.

Your remote control probably cannot control a separate high end Dolby sound audio system that some people add to compliment the TV. Sounds like you are using the TV sound for your audio. This means you do not get the immersive effect of a IMAX theater. As I stated previously, the older and...

I have Roku, Fire TV and a 2 years old Samsung QLED high end TV ($5,000 retail when it first came out but are now discounted) and the speed and snappiness are similar for all three. Sounds like you have a low end TV (less than $5,000) which would explain why your smart TV is slower…or your...

I agree with this opinion. First of all, the news media tend to sensationalize the virus to get your attention in order to make money. However, the latest news that it is not known whether it is more or less fatal or whether the existing vaccine is effective or not. I believe in old...

My wife’s biggest expense in her small business is (1) Commercial rent (2) employee pay. She do not expect her commercial rent will be reduced nor can she give her employees a pay cut. My wife raised prices to make her business viable and she can’t lower the price so I do not expect prices...

I have a recent 82 inch Samsung TV and I agree that the interface of a recent smart TV is smooth, snappy and pleasing. When I press the "home" button on my remote, two rows of icons shows up on the bottom half of the screen. The upper half display what I was watching. The first row shows...

Buying now is too risky IMO. What happens to the buyers if the market continues to fall? Their purchases today will then fall in value tomorrow or later this week until the market stabilizes. Rewards awaits the investors who wait until the market decline 5% or more instead of an insignificant...

I agree. Here is some family history: Mom passed away at 88. Dad passed away at 71. Both had hypertension and heart congestive failure. I always believed that my Mom lasted longer because she was a fighter. She talked to her doctor often and she did not want to let go. On the other hand...

I suggest people should identify the year of the device since technology of user interface is changing and improving. When people state the Smart TV is lousy without identifying the year can be meaningless if the actual age is 5 years or older…for example. The next step in this technology is...

Best advice so far. Please remember that I stated “close relative” which means he is part of our family. Talking to other family members, they agreed that “ignoring the problem is not solving a problem within the family” and there is an agreement to see him more often since he lives alone and...