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Great replies. No, there is no inheritance, just hard work. My stay-at-home DW had comparable career prior to leaving the work force, so we had strong dual incomes. And fortunately we both have similar approaches to finances and saving. So 28 years of income between the two of us, and also...

These are helpful replies. Yes, i did firecalc and it was 92.6% positive. And you folks are right on when you estimate my WR at nearly 4%. I think with 2 more years of working I'd be at $4.1M, so would achieve 3.5%. As for reducing our spending, that is entirely an option. We've been...

Hello, first time post. Nearly 40, stay-at-home wife is 4 years older, with two sweet children ages 7 and 10. Have a good tech job at MegaCorp, but dreaming of RE to maximize time with family. We've been saving and tracking expenses for a couple of years, but with the kiddos so young, am...