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Hi. Ive just joined this site to ask the same questions! I retired 6 months ago and went head-long into working on my daughters garden to keep me busy which is now done. I haven't yet found my feet with what to do next with my time and its difficult at the moment. Like you, I feel like any...

Hi. I'm in a similar position to you and haven't made my final decision yet. The advice I have received so far is to keep the pension. Two main reasons are: a) With a similar return of 6% this is higher than the likely returns the lump sum would make. In the UK the Advisors carry out a Critical...