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I took it at 62 because my wife, who has a teacher retirement, is mostly exempt from getting any survivor benefits. It at least guarantees that should I pass early, she will have benefited from it. In my opinion it's a stupid law (WEP). My ex will get 1/2 of mine when she decides to take it...

I was buying a house back in 2007 and went through this decision - a bit different, but I figured the only way it would be a bad call was if I made 10% in my investments based on the interest rates at the time. Probably the best (luckiest) thing I did was use that money to purchase the house...

Definitely looking at switching. I have a Premier Plus account that requires $15K, but have been burned by the $25 service charge when it falls below a few times. Since I already have a Fidelity brokerage account, seems like the CMA account makes sense for me as well.

I took mine at 62 (this year) mainly because my wife was a teacher and doesn't have access to my social security if I died because of her pension plan (maybe a minuscule amount at best). They keep talking about changing the law to allow it, but I doubt that will ever happen with the state that...

My friend just travelled to Winnipeg by car from Grand Forks with his family. He said he was hassled a good bit regarding the Covid vaccination info not being entered online, even though they had the paperwork with them. He was allowed to continue, but she warned that he would not be able to...

I had an issue related to my divorce in 2014 where they tossed out my return because they didn't believe it. I was due quite a bit in a refund. In resolving it, I made at least 10 phone calls to the IRS, each time they saw the notes, and said they would get back to me - sometimes wanting me to...

I have an interesting one - After working 19-1/2 years for Company A, Company B bought us. Fortunately we were grandfathered into our old plan. I worked 1-1/2 years for Company B, and decided to move on. Because I was grandfathered in, I received a lump sum for those 19-1/2 years payable at...

I started using Quicken in 1987 (The old DOS Days) and as most here, upgraded every few years. Had some problems over the years with probably everything, but when the 2017 Premier version quit downloading, I purchased the subscription version. I have had very few problems, but...

I worked at XOM back in the early 2000's for 1-1/2 years, and held on to a small number of shares. Although the dividends have been steady, I never would of thought that the cost basis from 2001 would be higher than what it is now. I am thinking my sell order at $80 may not happen in my...

I started using Quicken in DOS in 1987, and although I always thought I was going to have to archive past transactions, newer computers and better Quicken versions allowed me to keep all that data. I do like having my net worth available since 1987 - I had about $50K invested when I started...

I have been using Quicken since 1987, so I have my net worth since that time, and usually check it every other day or so. For me, it pulls data from Chase, Fidelity, and Compass, but has pulled from many others in the past - I just consolidated the places I keep my money. Highly recommended if...

Congrats - I did it at 57 and realized that 8 hours a day is a long time to be at work. You will have fun I am sure. 3 Years in now, and have more money than when I started, so at 60, feel great about my decision. Hope yours is the same!

Thanks for posting! I retired early and agree with the "less stress" comment. I think the SS advice isn't bad. In my case if I take it at 62 .vs. 66 the crossover is at 78 yo. If you invest the amount between those times and earn 4%, the crossover is well into the 80's. So, in my opinion...