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    Good natural sleep aid?

    It might help. It stinks like crazy though. I take Zzzquil plus melatonin gummies, but I have trouble falling asleep. I'd like to stop the Zzzquil (I use a generic version) because it's dipenhydramine, but whenever I try to eliminate it I can't sleep.
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    Too Frugal - Anybody Else Struggle Spending Too LITTLE?

    I'm older than most of the people in this community and I am still in the habit of frugality. My father recently passed away at age 94 and I was talking about my expected inheritance with a very wise friend. I mentioned how I would invest my share of the inheritance and she reminded me that I...
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    Any experience with deferred compensation plans?

    Well, I'm not an investment expert by a long shot, but I started a deferred comp account when I first started working in 1975. I started with $5 a pay. It's worth over $100,000 now. That's all I can really tell you. As my salary increased, I put a larger contribution into the fund. It was (and...
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    Brain training games

    My husband often "starts" the puzzles and then gives them to me. So I have a double challenge. He is hopeless with popular culture. I'm not a whiz at it, but I do better than he does. We have an online subscription to our local Baltimore paper and he prints out the syndicated puzzles; I think...
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    Brain training games

    NYT Crosswords I had to smile at your term "get a bite on"- that's the exact word I use when I'm I'm trying to start a hard NYT puzzle. I hate Thursdays because I think of them as the smarta$$ puzzle of the week - they're always so cute (grrr). It's funny to me that someone else thinks about...
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    Brain training games

    That would be torture for me! I stink at math and I don't enjoy any activity that calls for it.
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    Brain training games

    I used to do those games. I noticed that I never got any better at the games that were challenging for me. I finally just quit once it became a chore versus fun. I play a few games of solitaire every day (mostly in memory of my dad who died in 2020) and I do the NYT crossword puzzles. Those...
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    Keep it equitable between kids?

    1. You're absolutely overthinking 2. It seems you don't actually practice what you say you preach. 3. From an outsiders point of view, you've offered an activity to both children; one chooses to embrace it, the other isn't interested. You seem to feel that you now OWE Mr. Not-interested...
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    Less expensive than ever!

    Wait, what? Not free? We have an antenna on the roof and we don't pay for TV. I have (only) one TV on cable, but am thinking of getting rid of that since I have a fire stick and may add some subscriptions. But whatever comes in over the antenna is 100% free, unless you mean the commercials. But...
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    Phone cord cutting

    It's a phone that works even if "all circuits are busy" and it never has to be charged. It's very reliable.
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    Phone cord cutting

    I have one, but it is a flip phone and if you plan to call me on it, you'd better let me know so I can be sure to have it turned on. I don't have a job or children, my parents are now dead. I've been using the phone I bought for my father and paid for while he was alive, so I have a consumer...
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    What's with everyone running to Florida??

    I have family that live there and love it. I rank Florida 50 on my list of states I'd want to live in. It has nothing to recommend itself to me. It's hot, it's overdeveloped, it's flat, it has hurricanes every year, it has gigantic spiders and roaches (you can call them something else, but they...
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    Have timeshares gotten any better?

    I'd like to meet HER. She must have developed an amazing skill set. I have two friends who bought a TS together and later bought yet another. I stayed with them twice. Both are very smart at math - I have to count on my fingers - but not so smart at other thinking skills. They rhapsodized about...
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    Would you file for unemployment?

    This is a common misconception. Unemployment insurance is NOT funded by employees. It is funded by state and federal government (Dept of Labor or whatever they call it now) and by a tax on EMPLOYERS, not employees. That is why the federal government is involved in benefit increases and length of...
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    Would you file for unemployment?

    Unemployment Insurance You should not qualify for unemployment. It is insurance for people who are unemployed through no fault of their own. You are required to be able, available and actively seeking employment. It is not a benefit for people who no longer wish to work. I worked in the...
  16. V

    Guitars of ER

    Wait. You BUILT that guitar? Wow. I'm otherwise speechless.
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    Professional Certifications: Give Up or Maintain in Retirement?

    I let mine go. I had a license for the State of MD that renewed every two years for around $160. I also had to maintain a professional certificate for the Professional Association. I don't remember what that cost. When working, sometimes these fees were covered by an employer. But in addition to...
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    Odd Duck Homes

    This looks to me like someone transplanted the interior of an older east coast mansion into a desert house. The outside definitely doesn't match the inside, but it is a beautiful inside. I'd love to hear the backstory of this house. I enjoy looking at real estate all over the country as well...
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    What is your pet peeve of the day? -- 2021

    They are all empty, always. Watch their throats. As they pretend to drink, their throats don't move. When You swallow for real, your entire larynx moves. I have concluded that they film many takes and don't want to risk spills and/or taking a break for the actors to visit the bathroom.
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    What is your pet peeve of the day? -- 2021

    I'm a retired speech-language pathologist. I worked with some Deaf clients and made friends with an interpreter. One of her early comments to me was "Sign is my first language." I've never forgotten that. She was sometimes embarrassed when she didn't understand a word or term.
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    What is your pet peeve of the day? -- 2021

    I should have read your answer before I posted mine. But I was peeved about the disrespect shown by the OP.
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    What is your pet peeve of the day? -- 2021

    Actually, Deaf people do make use of a wide variety of facial expressions and they generally move their mouths when they communicate. Signed communication is much more efficient for the Deaf. The capital D in Deaf is deliberate, signalling a cultural recognition of the Deaf. Sign is also very...
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    Do you really only keep 7 years tax returns?

    Actually, IRS says you only need to keep 3 years unless you have special circumstances (which they explain on their web site). Now you can really get sweaty palms. I am presently shredding my recently late father's papers.Give your heirs a break if you can. Visit the IRS web site - it is very...
  24. V

    Who has clutter creep?

    Good for you.
  25. V

    A different reason not to join AARP...

    I am heartened to hear it. I don't yet have a smart phone and I resent that so many entities practically require you to have one to fully access their various benefits. I still use a flip phone and don't even always have it on me.
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