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Before we retired, I always had a "loose" budget...I didn't track everything, but I knew what I had to spend $ on each month...now I feel that until I get used to this, I need to track everything to see if my estimates are realistic or not...the idea that I/we might outlive our money if I'm not...

Hi folks...My wife and I are both 52 and took early retirement last year after long careers at the local phone co... We really hadn't expected to do so; but the company changed, work was no longer fun and they made us offers too good to refuse...It's only been a couple of months for me and I am...