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That's exactly my plan. And congratulations!

Marita40 1/2/2021 Announcement Boose 1/5/2021 Announcement cat4ever 1/6/2021 Announcement BGH1 1/15/2021 Announcement GATime 1/2021 or 3/2021 Seems to have graduated early, in Oct. 2020. gamboolman 2/1/2021 Announcement Ger0n1mo 2/5/2021. Announcement Exchme 2/11/2021 Announcement djsander...

I'm ahuge Musk fan-boy. He's built businesses and sold businesses to finance whatever his next endeavour is. Many of his businesses have an element of altruism, ie electric cars, hyperloops, boring company, space exploration. I don't hang on the guys' every word, but as an engineer, I do...

Thanks, OldShooter. That doesn't seem right, though. You're saying if I clear my cookies I have to OPT-IN to two-factor-authorization? What if someone gets my userid and password and logs on from some other computer? Two-factor-authorization would NOT be enabled for him? There's got to be...

Hi There, I've had a Schwab account for years. This morning when I logged in for my monthly checkup, 2-factor authorization was turned off. I got on with just my userid and password. I got someone on chat and it doesn't look like there was any unusual activity in my account, and I'm very...

Thanks for the replies! I'm still working, so better to just deal with two funds for now. Certainly not the end of the world.

Hi There, (Disclaimer: This may be a dumb question). I have shares of two dividend ETF's, SCHD and DLN, in a taxable account. They're pretty similar and I've had them both for several years (LT gains only, dividends not reinvested). I'd like to roll the DLN into SCHD, just to have fewer...

Thanks for the quick feedback. The point "you may not hear much about Schwab because people are more likely to post a complaint not a compliment" is well-taken. Good to know I'm not really missing anything, short of people don't dislike Fidelity as much as I was inferring. Gonna just stay...

Hi There, I have the majority of my portfolio in Schwab, mostly because my company's 401K and stock administration is through them. I also have a bit of money in Fidelity from an old 401K that turned into a rollover IRA that I never moved. My company is in the process of being acquired and...

I'm looking at August. List updated. Can't come soon enough. goingtotravel TBD, but sounds like early. Boose 1/5/2021 HNL Bill 01/TBD/2021 djsander "mid-February" Ready2Go 2/19/2021 Irishgirlyc58 either March or September ATX78701 3/1/2021 iblearning 3/1/2021 ClearSky 3/5/2021 AZDre 3/5/2021...

Hi There, Wife and I are 58. I'm looking at ER in the next few months (wife wants to keep working). We have three years of cash in CD's and savings standing by. We also have our 60/40 (Stock/bond) retirement money funded and ready to go. But I also have this other cash just kind of sitting...

We had a target RE date of August 2021, but I'm not sure I can last that long. If I do pull this in by a year, I want to make sure I've got all my ducks in a row. I'm 58 1/2, we have enough in our 401K's, everything is nicely diversified, 3+ years of cash, I have plenty of hobbies, some...

Suck it up? We'd been landlords for almost 15 years. We'd bought a house, paid it off, cash-flowed positive. About 8 months ago we realized a) the market was hot and b) we are VERY close to FIRE. So let's see if we can get rid of this thing. We calculated the taxes we'd have to pay and it...

Hi There, This is definitely a question for my accountant but I'll give this group a shot anyway. My 2nd to last batch of RSUs vest next week. (I'm thinking very seriously about not waiting another year for the last batch, but that's a different thread). So when the RSUs vest they sell...

Great info, thanks! Not crazy about Medicaid so we're not going to do that. Colorado folks, who do you use for health insurance?

I'm 58 and want to retire next year (actually I want to retire tomorrow, but that's a different issue) so I'm starting to look at health insurance. I'm hoping someone from Colorado can confirm my understanding. I just spoke to Connect for Health, "Colorado's Official Health Insurance...

I had to sell some company stock in a non-retirement account last year. I figured since it was non-retirement (and I'm close to ER) I'd use the proceeds to buy shares of a tax-exempt bond fund, and have that be part of the low-risk part of my AA. I did that, bought some ABHYX, which pays...

Based on all of the information you've supplied there is no reason to not do it. Good luck!

+2. I actually typed the exact comment about paying off at least one property and un-leveraging yourself, but forgot to press Post. The reason I'm typing a new comment is to caution you against buying an Audi unless you want to spend a LOT of time or money keeping it running. I got to know...

<<Edited>> Just posted and noticed that you got your deposit back. That's great to hear! (Caveat, I'm not a lawyer, but am a landlord) I'd figure out what the penalty for late deposit return for your state is, then sue the realtor (small claims court, not hard to do, inexpensive) who rented...

Besides not clicking on links in emails, that's a best practice right there. If the bit right before the .com isn't recognizable as being from where you think it should be from, you're probably being phished.

We reached FI last year. July 2021 I get one last company stock cash-in (and it's not insignificant), so we're holding out until August 3, 2021 so the dust can settle. Plus I'll be 59 1/2, FWIW. Sitting here on Monday morning after 2 weeks off, I'm not going to lie, is rough. Gonna do some...

So I've always assumed S&P 500 consisted of large cap growth stocks. Having done a fair amount of Googling today, I'm now more confused. It seems like S&P 500 is "large cap" and that's about all you can really say about it. Is there something I couldn't find that says what the breakdown of...

That's a lot to think about, thanks! Forgetting the S&P 500 question for a second, the book I mentioned above states that the following AA: 12% Large Cap Growth 23% Large Cap Value 14% Small Cap Value 21% International 30% Intermediate Term Bonds with 4% withdraw per year will last 40...

Thank you for the replies! The S&P 500 funds are not the only things in my portfolio. I have, or will have, 70% stock funds (mix of large cap growth--includes the S&P fund above, large cap value, small cap value, international), 30% intermediate term bond funds, 3 years of cash in CD...