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Yeah, that is an easy pass for me. :laugh:

We have a Class B Coachmen Beyond. It’s an RV built into the largest Transit van made by Ford. We’ve really enjoyed it but space is at a premium. I’m in the process of mounting a 42 inch Plano hard rifle case on a ladder I’ve already installed on the back to give us a little exterior storage...

Congratulations!

I can understand that. I’m not fortunate enough to have a pension myself but if I were in your position I’d research how much money it would take for you or your wife to buy an annuity that would be closest to matching your or her pension benefit. Then I would just use that number as a rough...

I just wrote that off the top of my head but I would be shocked if I was the first person to articulate this point. :laugh:

It’s easy to waste other people’s money. Members of Congress make a career out of it.

My last job had both options. It was the first time I had the option to invest in a Roth 401k. I opted to put some of my contributions into both. I’m glad I did and I will do it again if I have the option in the future. I guess I’m a 9%er.

I just got back from a week vacation at the beach at Oak Island. One evening we ordered a pizza from a local pizza place there. They were a cash only establishment. My assumption is that this was done to avoid the credit card fees but I didn’t ask. Personally, I’m against going completely...

Your situation looks great! Keep up the good work saving.

As a straight white male conservative Christian I’ve been “irrelevant” for decades. I don’t need to be retired to get that designation. Given the status of this world I will gladly consider myself irrelevant. The things you have to be or do to be considered relevant by society aren’t worth it.

Congratulations everyone! :dance:

It’s easy for someone who has always had money to give the advice to spend more money. That’s the impression I got from that book. It’s different when you spend a lifetime working hard to earn money. People tend to be more careful about spending in that situation. The short answer to me would...

In my experience the answer always seems to be more taxes. There’s never a reflection on all the money already coming in and how to better spend it. This will be the same thing. It’s too damn easy to spend other people’s money.

Thanks for the update HealthyFuture! It sounds like everything worked out well for you.

Welcome and congratulations on your retirement!

Ah yes of course, I meant to say be sure you’re comfortable with the inflation assumptions in FIRECalc.

Congratulations! I hope you continue to enjoy your retirement.

Good luck to you! It sounds like you have a plan. My only concern would be if you haven’t factored inflation into your annual spending estimates.

I would like to bear fruit and follow the straight path in front of me. For I know the plans I have for you, declares the Lord, plans for welfare and not for evil, to give you a future and a hope. Jeremiah 29:11 I am the vine; you are the branches. Whoever abides in me and I in him, he it is...

First of all welcome to the forums and congratulations on your success at accumulating such a large nest egg. You’re clearly financially savvy. As to your question. Even an $8 million nest egg can support a 4% withdrawal rate which would provide you with an annual income of $320000. You have...

First of all congratulations! That’s quite an accomplishment to save what you have saved. Don’t downplay your accomplishments by comparing yourself to others. There’s always going to be someone that has a lot more. You’re not poor by any reasonable standards. To answer your question it depends...

We’re about where both of you are but not yet retired. And yes, it’s easy to read other stories of success and naturally compare them to your own situation. I try to keep everything in perspective and be thankful for what I have while realizing that so many people have much less. It’s not...

I think we’re still down roughly 10% from our peak. Of course that includes a year and a half of contributions so percentage wise it’s actually worse. I do what I always do- continue to save and hope for the best.

Welcome Mike!

Have you considered I-Bonds for part of this money?