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    Anyone using ZOOM as a means of staying in touch?

    Our family has been using Zoom every 2-3 weeks. Five or 6 families. Works well and we are all pleased with it. Never have any to discuss that is personal and confidential so any 'snoops' would get really bored at us all talking mostly about nothing.
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    Have You Bought Equities In Withdraw Phase

    Retired almost 14 years, In recent years, I have only traded in equities to swap one for another perceived better opportunity. That occurs very infrequently, perhaps once every 2 years or so. I pretty much live off annuity and investment income with the odd equity being sold now and then for...
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    Poll: Do You have Separate Accounts or Joint for ALL Assets?

    Mostly separate since we met late(r) in life as empty nesters/retirees. Hers is hers and mine is mine the way it should be for eventual legacies to our respective heirs. Even our house is tenants-in-common title rather than joint tenancy for the same reason. We do have one joint chequing...
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    Intentions vs. Actions when Getting Older

    I'd suggest some of you are not looking at the right facilities. My mother had a 2 bedroom apartment with complete 'apartment' sized kitchen except for dishwasher. She could and did cook as much as she wanted, and she could socialize, or not socialize, as much as she wanted. What is not to...
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    travel destinations in January w/temps in 60's/70's & interesting adventures

    Visiting is all that the discussion has been about. It is a fine place to visit for a Central American country. Highly varied climate and topography depending on what one wants. Have not been there but I understand the NW quadrant accessed out of Liberia is where the more recent American...
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    Mississippi riverboat cruise

    For info, Viking said on our France trip that the company is looking to do Mississippi river cruises and has plans to build a number of ships. They are looking to American and Canadian pension plans for the funding and may be operational in 3-4 years.
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    Viking River Cruise

    Agreed the buses were wonderful coaches and we had no real objection on a 30 minute bus ride, but no, it was not just the different rivers and countries. In France, as an example, when we went to Arles, our Viking ship actually docked at Avignon and we were bused to Arles. And yet in Arles...
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    Viking River Cruise

    We have done 2 river cruises so far. Amsterdam to Vienna on Uniworld and France (2 cruises actually) with Viking. One problem with the Rhine and Danube is that it is bursting at the limits with river cruise ships and thus the shore excursions get crowded with way too many groups. It was a much...
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    travel destinations in January w/temps in 60's/70's & interesting adventures

    I'll echo Costa Rica. Spent a number of days there this past February. The continental divide and the eastern slopes are definitely worth considerable time. Refreshing relief from the relatively steaminess of the oceanside beaches. The steep slopes on the east side bear some resemblance to the...
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    Financially speaking... are you living like you thought you would be living?

    I retired almost 12 years ago in early 2006 at age 57 because FIRECALC said I could do so comfortably. Went through a divorce in 2008 and held tightly on the reins through the financial downturn. Despite all that, I and my recent SO are enjoying a lifestyle that considerably exceeds what I...
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    Intentions vs. Actions when Getting Older

    No one size fits all. It depends on what is available, physical and mental health, personality and affordability. Fortunately, DW and I have the resources to afford pretty much anything we want. At age 68 & 69, we are still too young and healthy to leave our 'location' house with lakeview and a...
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    Down size the fully paid vehicles.?

    As has been said, there still is O&M costs, depreciation, etc. You don't say what model years they are so depreciation could be a lot (or not). That should be the guiding principle. I don't see the need for 3 vehicles.
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    SINGLE life after FIRE

    Then you (and some of your friends) have an outdated view of (some) Internet matching sites. There are those sites that are designed as a meat market, and others that are specifically tailored to finding companionship, platonic or otherwise. It can take weeks or months to find 'matching'...
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    SINGLE life after FIRE

    I haven't posted in this forum for a relatively long time, but this thread struck my interest. I knew my 38 year marriage was failing before I even retired, and when I did retire at 57, retirement, separation and divorce all happened within an 18 month time period. I am still adjusting to my new...
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    Retirement Cars

    I am surprised the tranny was even working by this time (14 years and 100k miles without a fluid change??). Regular fluid changes (engine oil, tranny, anti-freeze) are the cheapest preventative maintenance going. Hope it holds up for you.
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    FIRE and hair

    No change. Every 6-8 weeks with a short cut. Thought I wanted to let it grow indefinitely, potentially a pony tail, when I retired. But that isn't me.
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    1 Of 2 93-Year-Olds Charged In Manatee County Sex Sting

    My thoughts exactly!
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    ER Permanent Relocation vs Seasonal Rentals?

    I am with the posters who recommend renting first to be sure relocation works. Moving twice and paying a year's rent is petty cash compared to a buy/sell mistake. While climate is the obvious motivator to make a change in retirement, the shock of a new location and lack of friends and family...
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    How Often do you Check your Investments?

    I said weekly via "Update" on Quicken, but sometimes I will do it more often if I have to go into Quicken anyway to enter some data.
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    Crazy Canuck

    Also a welcome from an early retiree with a DB pension (not nearly as good as the civil servant ones) from Calgary. Been an ex-pat to the USA a number of times. As Rich said, don't sweat the $1M thing. Your COLA indexed collective pensions will serve the collective you well. Add CPP and OAS...
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    Citibank

    I posted the breaking news about Bears Stearns being bought by JP Morgan for $2/share on the bank stocks thread. I suspect another investment bank or two may be next to fall, and maybe even Citi. The credit mess is a lot worse than the financial industry and gov't wants us all to think.
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    Bank Stocks

    So much for Bears Stearns. JPMorgan to Buy Bear for $2 a Share: Financial News - Yahoo! Finance It is likely only the first of a few more that are going to fail. Monday may be another brutal day for financial stocks.
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    New energy policy for America.

    Trouble is wind and solar power are not available 24/7 and almost need, MW per MW, equivalent standby generation. Are you willing to shut your electricity off to your house when the sun goes down? Wind and solar power will always be on the fringe for perhaps no more than 10-15% of overall power...
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    Oil 110? 115? 125?

    Oil would not be the price it is in USD if y'all would elect governments that would take care of the USD. Oil would be more like $60 as it is actually seen from the perspective of Europeans, Australians, Canadians, etc. Americans may yet see $150 oil sometime this year since the Feds keep...
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    What's Your Phobia?

    In decreasing order: Fear of heights - more than 4 feet off the ground on a stepladder or more than 8 feet off the ground on an extension ladder. Also being closer than 4-5 feet to the edge of a precipice. Public Speaking - in venues consisting mostly of strangers (but no issue addressing...
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