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having been married for 10 years with DW staying home with the kids has been a blessing. I wish I could spend more time with my kids rather then work but that forces me to make sure the time I spend is high quality. I believe that children benefit greatly from having at least one parent stay...

Thanks for all the posts and advice. I will say that we are currently cleaning out the junk, while we did not think we were spoiling our kids it became very clear that they did not appreciate the plethora of toys they had. So today we cleaned out the basement and let them choose 4 toys each...

Let me defend our choice to go with the ARM 4 years ago with a little more back story and financial data. I graduated with a BA in economics and worked in business for 2 years before pursing a career in medicine. Fast forward and I graduated fellowship at the age of 35. We decided to build...

Here is our current situation. We built our house in 2015, looking back we probably spent a little bit more then we should have even though we can easily afford the house. Currently appraisal value is 690k, taxes are 6.5k and insurance is 1.7k. Utilities are around 325 a month, including...

Maybe my attitude will change as i get older, currently 39. I am trying/and will continue to attempt to educate my sons on living frugal, but if they don't im not sure if I will care what they do with the money when I die. I am not saying to give it to them now and let them blow it, but if...

My wife would never live that way and I understand, we make a healthy living and already have a LBYM lifestyle. of the 760k debt, 230k is from medical school and the other 530k is on our house, which was a gift to my wife as it is her dream home. Property taxes are cheap in the midwest. Also...

I think the answer depends on the original posters other current assets. I view my house/mortgage as another pile in our diversified portfolio. We currently have 1m invested in taxable,401k and roth accounts and have decided to pay off our current 530k mortgage in 3 years. My view is that we...

Obviously I am in by my handle name. Currently 39, 3 kids and currently about to embark on a 3 year journey of getting rid of our debt. We have 1m invested in stocks through taxable, roth and 401k. About 760k worth of debt from mortgage and student loans. Maybe earlier if I can convince my wife.

Long time admirer of everyone that works so hard towards their goals to achieve FI and possibly ER as soon as possible. Wife and I sat down the other night and agreed that we would shoot to be FI by 2030 and then evaluate the status of our family at that time for ER. I am 39 with 3 young...