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That's an amazing list of perks for retiring in Panama. We visited a few months ago and really enjoyed it. If I only had a pension...:(

I understand the taxation implications, but I disagree that "my tip" should be counted against the required $10.10 per hour. A tip is a bonus, not a part of the required minimum pay scale. A good worker gets the bonus & a lazy worker gets the minimum.

The BRP is very beautiful, but after a while, it all looks the same. Take some breaks by getting off of it and checking out some of the local towns & backroads. Stop and meet some of the locals. If you just stay on the BRP the entire time it's like flipping through a very long picture book.

I haven't read all of the posts, but if I choose to tip I would rather tip the driver directly with Cash. It's none of their employers' business whether, nor how much, they receive in tips. If you tip at checkout they probably won't even who that you personally tipped them. Real paper money...

If you're looking for excitement, or maybe another reason to drink, you could be watching the stock market crash again. :popcorn:

According to the meter, there's a lot of fear at the moment.

I messed up and counted one of our houses, the one with indoor plumbing. It put us in a different bracket. I need a redo, please.

I'm looking for a forum that doesn't have so many smart people. I've read a lot here and it's very obvious that at least 49% of the posters have above-average IQs. It's very intimidating! :blush:

I think most forums that focus on financial topics will have a fair number of successful members. Regardless of your socioeconomic level, you can participate in, learn and benefit from the conversations. We all, here and elsewhere, are in unique individual situations. I value most everyone's...

I'd prefer the pole barn plan. With 30 acres you'll be needing a barn type building later anyway. Try https://www.nationalbarn.com/ The wait might not be as bad as with smaller contractors.

Lowes sells carpenters pencils & paint can openers that real lumber stores & real paint stores still give away.

Glad you found it interesting. It really simplified the selection process for me. I also like to look at insider buying and insider ownership percentages. Here's a site that I watch insider buying on. https://www.insider-monitor.com/insider_stock_purchases.html There are probably better...

I found a very simple and easy-to-understand stock screener on a unique website called Obermatt. It has a free version that I was very impressed with, so I decided to subscribe to their full use version. Their screener is laid out in a very easy-to-understand design using bar graphs with 1-100...

"We don't have to live this way. We like to live this way." Nobody would believe it if it was your primary. ;)

Second homes don't have to be fancy or expensive. Getting away from the stresses of the city to a small simple place in the woods or along the shore can be all that you need to unwind. Less to keep up and less to pay for, yet enough to enjoy. There's a lot to miss about a simpler lifestyle...

It's great that so many employers are mandating vaccinations. I've heard that insurance companies will likely require vaccinations in order to cover Covid hospitalization. That will be the final blow to the hesitation issue problem in the US. How many $100K hospital stays would most families...

I trade through Vanguard, but I have been tracking my portfolio mainly using Yahoo Finance and also with some Morningstar to see what's different or better with it. I just used their basic free versions. I realize that there are a wide variety of ways to track the performance of portfolios...

Ditto.

Great views are always in demand.

There aren't many topics that I'm not willing to discuss with friends or strangers. Financial topics aren't particularly difficult to discuss. I'm never trying to "sell" my opinions or views, just sharing what I've heard or learned. Take it or leave it, it's not a debate or an argument...

I wonder if "FDA approved" means that it can legally be Federally-mandated, at least for certain occupations, or to participate in certain activities? I'd assume approval gives the Gov a bit more authority, right?

We made the mistake of renting a car from Dollar via Carrental.com, which is an Expedia company. Carrental.com sold me insurance which the CR Dollar location would not accept and forced me to purchase additional insurance which cost more than the rental price. The car broke down the next day...

The Pfizer vaccine has been FDA approved. I wonder if there's a chance that we will have a Federal mandate now? It doesn't seem that we have a chance against C-19 without orders from the top.

We just returned from a week in Costa Rica. The trip was great. The Costa Ricans take C-19 seriously and all were masked & each restaurant and store had handwashing areas by the entrance. We flew Spirit with a layover in FLL which was terrible. Flight delays & immigration was a zoo. If...

Short answer: The 4-6 hour drive would be too far for me. I'd let it go while the market is hot.