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With 25 working days left until I roll out my Johnny Paycheck imitation, I find myself factoring. For instance, in my Excel calculations, I have factors built in for: Portolio value - I usually factor my portfolio down by 10%, worrying that the market is overblown Social Security - how much...

I know there's another active thread on this, but I didn't want to hi-jack the other member's request for help. Hope that's OK. I received a "lump sum" letter yesterday. I've looked through the related threads here and learned a good bit. I'm still thinking through it and would appreciate...

Procrastination has paid off for the first time ever. I've been putting off moving money from an old 401k to my current company's plan. I finally pulled the trigger a few weeks ago to move about 50% of it. The transaction was executed about the time the craziness started and I ended up with a...

I believe Firecalc uses annual results for investment returns and inflation. When will the 2019 results will be factored into the calculations? And a related question: throughout 2019 account balances have been growing, which drives more favorable results from FireCalc. In order to use the...

I've been following here for several years and appreciate all of the wisdom. I check “Hi I Am” almost every day to see if someone like me has posted to give me more confidence that I can launch. But none of you is exactly like me, so I guess I’ll need to initiate the discussion. Here's my...