Search results

  1. A

    Bond allocation @ 41 yrs old

    Poll: What is or what was your bond allocation at 41?
  2. A

    Your 2022 S&P Prediction

    I predict 5576 for 2022. :dance:
  3. A

    Liftoff!!!

    Just had to quickly share with everyone - we became millionaires this week! NW hit $1.03m as of today! Thank you to everyone here for all of the great wisdom, keep sharing!
  4. A

    Retired father-n-law….

    This is a bit off topic and I wasn’t sure where to post. My father-n-law is retired and lives off very little each year. I know he needs some help managing his money and I will be helping him with that. He will start receiving SS next year at 66. I know he has $50k in a checking account and...
  5. A

    Opinions on taxable brokerage & ER

    Hi all! I'm in need of some opinions on whether or not I should start contributing to a taxable brokerage account as I think about ER. First, some context. Me and my wife recently both returned to megacorp this year and that is why our 401k balances are so low. We had both moved our prior...
  6. A

    Finally gave in….first crypto purchase today

    Bought $500 in crypto (split between BTC & ETH) today as a starting point and will continue to allocate 1% of gross earnings per month. My gut tells me it has reached a point where I can no longer ignore it. Where are you in your thinking or already established journey with crypto? Curious to...
  7. A

    VTI or VIG or not or something else?

    Hi all! About 25% or $167k of my investable assets are parked in two Roth IRAs holding VTI. I’ve been debating moving this part of my allocation to VIG to get the dividend engine going and growing over the next 15 years before I FIRE. Would a move like this be wise given my time horizon? Other...
  8. A

    401k investment strategy

    I want to keep this simple. Is it better to invest my 401k dollars in target date fund or S&P? I am 39 and have no exposure to bonds today. Everything else is in IRAs and invested aggressively in VTI, ARKK and FTEC. I have a 16 year time horizon. My risk tolerance is high for now.
  9. A

    Handling of RSUs & Net Worth

    My employer offers RSUs as a long-term incentive. When I'm awarded these, even though they vest over a period of time, do I include their worth in my Net Worth?
  10. A

    Coronavirus - Health aspects

    Things seem to be VERY fluid at the moment with coronavirus and getting worse by the minute. No one seems to really have a handle on the situation yet and information sharing is a concern. I'm now hearing we have a case right here in TX about 80 miles from where I live. Is this our next market...
  11. A

    Seeking feedback on next financial move...

    If I'm settled with what I'll call my "core investment strategy" (maxing 401k / roth IRA) is it better to take extra funds ($500 per month) and invest incrementally in an index fund in a taxable brokerage account or pay down debt on mortgage ($249k @ 3.375% for 30 years)? I know it depends on my...
  12. A

    Big Bet on FSPTX

    I bet big on FSPTX today...dropped $105k. I'm bullish that this technology sector fund will continue it's meteoric rise with largest positions in AAPL and MSFT. Does anyone else own a relatively large position in this mutual fund?
  13. A

    Hi folks...38 and dreaming of retiring at 53

    Hi all! I’ve been lurking for a while and learning a TON. I really appreciate everyone’s openness on this forum and have found the advice here invaluable. I’ve decided that it’s time for me to share where we’re at on our FIRE journey. I am 38 and my wife is 35. I’ve been the sole income earner...
Back
Top Bottom