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    What has been your act of Kindness Lately

    Helping where I can I am another AARP TaxAide volunteer, have been for 17 years. Our state offers a property tax/rent rebate to lower income seniors and disabled persons, & we take care of that application for our clients along with their federal & state income tax returns. Some don't even...
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    state tax on $60k income (MFJ)

    Results not even close for PA In PA, all retirement income (1099-R) and SS is tax free. Even if the assumed $60K was all taxable (earned income, interest, dividends, cap gains, etc.), at the fixed tax rate of 3.07%, the tax would be $1842.
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    Electric Bill to go up by 47% next month

    But there were options... If you are in the PPL service area, you could have taken the "standard offer" option before June 1 and locked in a rate of $0.08315 for a full year (7% less than the then current PPL "price to compare" default supply rate). I don't know if other utilities in the...
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    Electric Bill to go up by 47% next month

    Not so simple In states with "free market" energy, the PUC regulates the distribution company (the Utility) but the market determines the price of energy offer by supplier companies. So there is an array of fixed and variable rates of various terms so shop among. Let the buyer beware!
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    Electric Bill to go up by 47% next month

    Not so simple In states with "free market" energy, the PUC regulates the distribution company (the Utility) but the market determines the price of energy offer by supplier companies. So there is an array of fixed and variable rates of various terms so shop among. Let the buyer beware!
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    Tax Return Fee

    AARP Tax-Aide training begins in Dec or Jan. Most areas are always looking for volunteers. I have been doing this for over 15 years. Great training, test & certification by IRS as a volunteer preparer. We use TaxSlayer software on provided Chromebooks. Most people in on this forum would be...
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    Reimburse kids college - how to structure?

    A mixed bag We were happy to fund 75% of our son's college expenses, mainly using 529 money. Knowing that we wanted him to have some skin in the game, he borrowed the other 25%, and following graduation we "refinanced" his student loan by paying it off & he now pays us the principal + half the...
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    Pros and Cons of updating Microsoft Office

    Libre Office works for me I have used Libre Office for several year, having given up the tribute payments to MS. I edit & publish a retirees' newsletter 4 times a year, & have served as treasurer for a social group. All document & spreadsheet files created in Libre Office can be saved & shared...
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    Mail Delivery Getting Worse?

    USPS has become sporadic at best 2 recent instances to illustrate: 1. DW & I sat for our Trusted traveler/Global Entry interviews on May 26. She received her Global Entry card in the mail within one week. I am still waiting for mine & will call the issuing office if I do not receive mine...
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    Overfunded Retirement Strategies

    The Land of Plenty Retired at 56, DW at 60, I am now on the cusp of taking RMDs & agonizing over how to use them. We have NW nearly 40X annual expenses. AA adjusted from 60/40 to 50/50 in the last year. Taxable is all in stock MFs with large CG, which are tagged as legacy. Pension from day one...
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    Do you prepare your own tax return?

    Do my own taxes & lots of others, as a volunteer with AARP Tax Aide. IRS provides the software & we are IRS certified preparers after passing a test. I encourage others to give this a shot. Info can be found on the AARP web site.
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