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    Can You Offer Advice on My Retirement Budget?

    NJ living We live in NJ and have been looking into less expensive towns to live in; closer to husband's job, kids have graduated HS so no need to live in the expensive town we're in, etc. I've found a few places that are relatively inexpensive. If we sell and use the equity to purchase (or at...
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    What is your best money saving tip?

    Fine print The terms and conditions state that you can only use one gift card per restaurant, per month, per party. So it's better to get one for $50 instead of 2 at $25 each.
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    What is your best money saving tip?

    restaurant.com 80% I just tried it and it worked. For the restaurant you are interested in, select the gift card you want (i.e.,) $25 dollar card for $10 and select the quantity (I selected 4). Then click add to cart. At the top of the page there should be a field to enter the code, enter...
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    Daughter had bandage applied to her finger

    Accident at school We're currently going through this with 2 of our kids (getting hurt at school). When I went to pick up my daughter to take her to the emergency room, the school nurse was there and handed me the school insurance form already filled out for me to finish and send to their...
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    Blue Cross huge rate increase what to do

    The rate is high for the OP but we don't know all the details. We are in NJ and just switched in Oct. from Aetna to BC/BS (self-employed, just the 2 of us in the business) and we have a family policy (4 kids and both of us) for which we pay $621 per month with the deductible being a few thousand...
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    Mourning over one´s mother death.

    Depending on the town/community you live in, going to the cemetery everyday may not be out of the ordinary. I was born in Portugal and my family and I visited my mother there this summer. My dad passed away 7 years ago and my mother will wear black the rest of her life (color of mourning) as do...
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    Woop! Woop!

    Wells Fargo Have you looked on wellsfargo.com? Their rates are 3.875 for a 5 year arm
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    Best way to use/exchange dollars in Europe

    We are planning on going to Portugal/Spain next week and I'd like to know the best way to handle money exchange, use, etc. We haven't been there in 8 years so things have changed. In the past we used travelers checks and exchanged it at the banks when needed, Is this still the way to go? We...
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    Chess On-line Recommendations

    Chess If you are on a Mac, OSX comes with an application called Chess and you play against the computer.
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    Help For Groin Pull

    Try the book on this site. Trigger Point Therapy Workbook; Your Self-Treatment Guide for Pain Relief I haven taken it from the library many times and it has always been useful. In fact I have it home now
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    RE Hobby-Laptop cases

    What do you do all day? Well you could be making laptop cases, check out the following link. http://www.datamancer.net/steampunklaptop/steampunklaptop.htm
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    "Charges not covered"

    If it is "in network" and they have a negotiated rate that is what the insurance pays but you are not liable for the difference. When we had this happen, I called the insurance company and that is what they told me, I then contacted the doctor, hospital, etc., and told them what the insurance...
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    Lease Purchase

    Lease option Actually it could be beneficial to both the buyer and seller. We are in the process of offering that possibility now. A good site with real estate info is www.thecreativeinvestor.com. A lease option should actually be 2 contracts, one to purchase and the other to lease. This way...
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    Financial Aid and receiving settlement money

    Does anyone know how colleges figure any money that a student will be receiving (settlement from a lawsuit) into their financial aid calculations. If a student will receive money at 18, I assume that will reduce the aid they are eligible for but how is it calculated if they will only receive...
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    Mac or PC?

    We have both Macs and Pcs. The macs are less maintenance, easy to learn, come with a lot of installed programs such as Pages that opens and saves files as Word docs, Keynote that opens and saves files as Powerpoint presentations, a mail program, a web browser, iTunes, iMovie, iPhoto, iDVD...
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    It's funny joke Thursday! 2005 - 2020

    Re: Its funny joke Thursday! High School in 1973 vs 2006 Scenario: Jack pulls into school parking lot with rifle in gun rack. 1973 - Vice Principal comes over, takes a look at Jack's rifle, goes to his car and gets his own rifle to show Jack. 2006 - School goes into lockdown, FBI called...
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    carpal tunnel syndrome

    There is a book that I have used for pains in different areas of the body. It is called Trigger Point Therapy Workbook and I pick it up at the library when needed. The website is http://www.triggerpointbook.com. There is a section on carpel tunnel which may be useful before surgery. Personal...
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    "Have you switched over to Mac yet?"

    We run both at home, windows and macs, networked together and printing to the same printers. We haven't encountered major problems and we use the macs for freelancing, graphic design (print) and web design. The windows machines are mostly for checking web design (trying to get real work done on...
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    It's funny joke Thursday! 2005 - 2020

    Re: Its funny joke Thursday! Entries to a Washington Post competition asking for a rhyme with the most romantic first line, but the least romantic secong line ____ Love may be beautiful, love may be bliss, But I only slept with you, because I was pissed. I thought that I could love no other...
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    Anyone ER'd in the St. Augustine Florida Area

    Dry heat - we were in Las Vegas in August 2 years ago, we stepped out of our air conditioned travel trailer to go to the hotel nearby and it was like opening the oven (think holiday turkey) and walking in.
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    Hi I am new here

    Kitty, welcome. My grandmother lived to 92, you may have and should live as if you have many years ahead of you - enjoy. Mikey: I have to say that reading your posts, you really come across as a wonderful guy!!
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    Real estate investment without a paycheck

    Vicky, We are actually doing this right now. I work 20 hours a week, my husband has always freelanced, we have rental income and our credit score is about 780 but we did encounter problems with financing. Last year we did a rehab that cost more than twice as much as we budgeted and took twice...
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    Cross Country Trip!

    We went cross country 2 1/2 years ago. 33 days, 9500 miles, 4 kids, 2 adults with a 28' travel trailer. We're still married and we still have the 4 kids so it was a success. We went from NJ to San Diego/Coronado. We had the first half of the trip pretty much planned and reservations for the...
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    Becoming Addicted to no Appts.............

    I am not fully retired but I only work part time (6 hours a day, 3 days a week) at a place where there isn't really any stress or annoyances and my schedule is very flexible. I do have 2 days free when the kids are in school all day. I have gotten used to doing what I want and what I need to...
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    Managed to do it

    Hey John, Congratulations! I also like to think that I am semi-retired because I only need to work approx. 20 hours a week. Some things to possibly look into for health insurance: start your own business and for only two employees (possibly you and your wife-if there is one) you can get a...
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