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I have a friend who recently battled her way out of debt and is working on living within her means and not creating new debt. She's also starting from the bottom with investing. She's thinking about putting $200 a month in a Roth IRA. I've mentioned Vanguard to her and suggested starting with...

On other threads, I have been reading that wiley welfare cheaters have driven up medical costs. The premise is that they are getting for free what hardworking Americans can barely afford. They drive cadillacs, they get free Viagra, they are living like rock stars while the rest of us have to...

... where "it" is your pot o' gold. Another person's post made me think about this. The poster basically said he felt uncomfortable posting details like how much money he had invested, etc. That seems really sensible to me. After all, we're all trained from birth to refrain from talking...

I posted a question earlier that I removed when I realized it was dopey. It was based on a reluctance of mine to think about harvesting income from my stash. I mean, I groom my stash, feed my stash, think glowingly about my stash but it is hard to think about taking funds from my stash without...

I have a question I thought of while looking at the results of the pig poll. All of you who are working half time: When did you feel comfortable enough to ratchet back the hours and why? Once you worked fewer hours, did it change your mind about early retirement? Or do you consider yourself...

Husband and I in a nutshell: Ages 45 (me) & 48 (he). Early retirement possible, not through dint of hard work, savings, and frugality; no, we earned our money the old fashioned way--we inherited it (about .5 mill). Challenges: learning to save, spend less, live more frugally in order to retire...