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    "FIRE Confessionals in a Bear Market"

    The various comments below the article seemed to be mostly legit. The quotes he embedded within the article came off as fake
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    Nervous, want to keep 2020 retirement plan. I am not objective, please comment?

    You appear, even in the midst of this correction, to be fine. The key is the cash reserves you’ve set aside. We’re in the same boat , having spent the last 10+ years building cash so that we wouldn’t need to sell equities to fund the first 5 or so years ER. As long as we’re coming back out of...
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    Married 56 yo, debt free, pension, $1.7 mill saved.

    Besa I’m not certain I understand what feedback you seek, exactly. I can confirm that I’m approaching the market slide same as you. I began DCA once the correction passed 20% and twice since as it continued to fall. I’ve never been out of the market, but I always maintain a decent cash position...
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    Calming thoughts, maybe

    Yes, this is a good read. Nice day here in the Northeast, DH and I plan to go for a hike in the woods. We have a secluded spot where few others venture. Shouldn’t be much corona floating about there, right? On the other hand, our winter was mild so what about a tick infestation ??? No, really...
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    The countdown has ended

    That sounds wonderful! Very exciting indeed
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    What percentage of your wealth is in a safe fund such as bonds or cash?

    This thread is really interesting. I’m surprised, actually. We’ve dialed it back quite a bit over the last 5 years, to the point we feel too conservative. As of today 44 stock/56 bonds and cash. Some mention pensions, wonder how many of total responders so far have them. Us...only a very small...
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    Fired before I'm FIRE ...

    You're in a better position than many single income families might be...with DW's reliable safe job in addition to yours. So you're not in a desperate situation, and as others have said; I would save the $25K severance if it materializes, in something liquid. This buys you more time to consider...
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    Please look over

    Ok, we'll need to take a look at those guidelines then. Didn't realize std deduction wouldn't apply. Thanks again
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    Please look over

    Exactly, and thanks so much. DH is waiting on March payout for 2019 calendar year bonus. It isn't huge as company had poor year, but still worth waiting on. And I am waiting to close out some options in April. Again, not large but worth waiting a few months for. We both have some add'l...
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    Please look over

    To all who have replied, thanks so much. Lots of good insight, especially around the health insurance situation. We also would like to consider rolling some tax deferred via Roth’s once we’re no longer working full time, but we’re worried about screwing up our eligibility for subsidies if we go...
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    Please look over

    Hello, been lurking and have decided to join in. Sometime in the next 6 months I hope to be quite active here; learning and sharing. Because it is within that timeframe that we hope to FIRE. I would appreciate feedback on our situation. We have used Firecalc, and ran various scenarios. The...
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