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  1. bigriver

    I'm gonna give it all away...

    I’m familiar with both St.Jude and Ronald McDonald house here in Memphis as well as LeBonheur Children’s hospital. I have had friends go to Le Bonheur with their children over the long years and they are excellent. When it then becomes a serious cancer issue they go to St. Jude. I worked...
  2. bigriver

    Kicks on 66

    Nice drive down from Grand Canyon down to Sedona
  3. bigriver

    How secure is my private sector pension?

    So a company I worked for 25ish years ago did a pension buyout about 10 years ago. Last year they said they are terminating the pension. I have till the end of the month to 1) take a low lump sum, 30% more than the first buyout 2) take early pension at 57, which is now, at 50% or 3) do nothing...
  4. bigriver

    When to do ACA sign up?

    Not sure how ACA works elsewhere but there are reps here in Tennessee that you can contact. Just create an account and I remember seeing agents in my area. They get some referral fee from the insurance company or commission. Again in Tenn you could drop COBRA and go to ACA. I did 3 months...
  5. bigriver

    Poll: Individual SS Payment for ER.ORG Members - Please Read First Post for Details

    I’m 57 right now but plan to claim at 62. I think SSA says it should be about $2600-2800 a month
  6. bigriver

    probably delaying retirement plan

    You’re not right. Sounds like the start of a murder mystery.
  7. bigriver

    Spendthrift Heirs - What To Do?

    So why not let them grow up? Why leave them anything? Unless you have a business or were the Rockefellers, I don’t see the reason. I’ve told my parents over and over to enjoy life and spend it. Of course I was left with my grandmother and great grandmother on the weekends in the 70s and...
  8. bigriver

    when is the best time to tell your boss that you are retiring?

    I gave 2 weeks, they could have negotiated, but didn’t and I didn’t expect them too.
  9. bigriver

    Pop up camper info

    Take a look at the Aliner camper. There is a whole cult following and camping group. Friends parents have one. Instead of canvas top, opens like an A frame house with hard top. Don’t think it has bathroom, but where we camp, we have electricity and bath/shower houses. They pull behind an...
  10. bigriver

    Looking for that elusive PURPOSE in retirement

    I found myself in the same boat and reached out to people on social media looking for small engine repair. I don’t make money at it but it’s challenging and I feel rewarding. I help a lot of single parents. I pick up and deliver and don’t charge for single parents based on where they live...
  11. bigriver

    Price of oil change in your area

    I was born in 66. Dragged out and learned every thing about 1960-70 cars and from then on. Wix filter and 5 quarts 30ish bucks 35. Takes 15 minutes and 16 seconds.
  12. bigriver

    Made it known today

    My COO died suddenly and the VP of sales got promoted. Family owned company. He and I didn’t get along. After 3 years I gave him a 2 week notice and while a bit surprised he never asked me to stay longer or help transition. I was a VP as well.
  13. bigriver

    Life Insurance Question

    I had life insurance when I was married in my 20’s and dropped it after the divorce. Got it again in my 30s in case I got married and couldn’t get it due to any serious health issues. Insurance agent was good. When I hit 50, house was paid for and I hadn’t married and kid was grown. Didn’t...
  14. bigriver

    High CD rates = Estimated taxes!

    When I was working I made too much from dividends and never paid the estimated taxes. Still don’t when TT says to do it. Started doing my parents taxes 5-6 years ago. Same thing. The IRS is happy to get the money at the end. They are dealing with too many other issues.
  15. bigriver

    Slim Wallet vs. Tri-Fold Wallet

    I got rid of a wallet years ago and went with a money clip that had a leather license and cc holder. No back or butt pain driving
  16. bigriver

    To Blow (that Dough) or Not to Blow, That is the Question

    I have to ask why did the person leave you money and what do you think they would want you to do with it. I’ve left 2 good friends some money and I hope they do something to enjoy themselves and remember me by it.
  17. bigriver

    The Move is On

    Tri-cities is a bunch of inbred family reunion cousin marriages as I understand. But I walk through the pit and nobody has killed me in 56 years.
  18. bigriver

    The Move is On

    The 3 stars represent the 3 major cities at the time of statehood.
  19. bigriver

    Old soda bottles in bathroom walls - Why?

    When I did construction back in the late 80’s, I pulled out lots of newspapers, cans and bottles. They were usually in the inner walls. Always like a time capsule. We started do the same thing. We wrote our names and dates on studs so people knew when we built the house.
  20. bigriver

    My son wants to me to help pay for his very expensive wedding? How much?

    The groom’s family pays for the rehearsal dinner. My wife’s family couldn’t pay for the wedding so we paid for it. My mother paid the same amount my wife’s divorced parents did. So basically we paid for all of it. No big deal we knew it going in. Last wedding invite had a web link that had...
  21. bigriver

    Trusts, wills, and inheritance

    My lawyer advised me to include a sibling instead of leaving her out of my will completely. He advised to not leave a petty amount. I think I left 20k. I’m now looking at revokable trusts to prevent probate.
  22. bigriver

    Scheduled meeting with manager to announce....

    Totally understand. I felt the same way. I watched 2 people give 6 and 8 months notice and their VPs did nothing to really prep for the transyand transition. After layoffs due to Covid and no raise the prior year. I gave 2 weeks notice and figured if they wanted me to stay they would counter...
  23. bigriver

    Dogs

    Just keep an eye on him. I’m thinking of another lab after a loss several years ago and another heartbreak. I’ve still kept all the collars and dog house name plates for decades. Best wishes and have an awesome spring and summer!!!!
  24. bigriver

    what is the pharmacy hinting?

    I retired at 55 and my insurance doesn’t cover my medication. My insurance had copays and my medications were up to $500 a month. At Sams I haven’t had to pay over $10 a month for each of them. I had looked into Kroger prior. Just a thought
  25. bigriver

    Life Insurance

    I bought back into life insurance after I got divorced in my 30s. The point was in case I got remarried and I still had a house to pay off. I let the policy lapse about 20 years later after I paid the house off and had enough savings. I didn’t need insurance then….nonpoint
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