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Let me just add my 2 cents to this. I absolutely abhor American Express. Most of the businesses with which I deal won't even honor the card. That should tell us something right there. Most say AMEX is too costly and too difficult to deal with--hence they will not honor the cards. I have...

I know this may be a silly question, but given it is the New Year and most people are trying to organize and reorganize themselves and their living spaces, I am curious as to what you consider average for you when it comes to opened emails not deleted; or unopened emails kept with the thought of...

It sounds like there will be some good eating this holiday season. I guess I need to say what I usually have. Christmas Eve is buffet style: Center stage will be a pineapple boat with strawberries & pineapple; marinated mushrooms; taco chips with bean dip; potato chips with french onion dip...

OK Folks-- Christmas will soon be here. We've talked about booze and crockpots, so the question is: what are ya'll having for Christmas Eve and Christmas Day get-togethers this year? Happy Holidays to each of you on this forum. The Professor

I haven't been there since our kids were 6 & 9--about 25 years ago. There was, in addition to the cave, which takes some stamina to go through, a house that was totally out of whack--with very step inclines and angles as I remember. The kids loved it--more than the cave which got old...

Hey, you guys think you got it bad???? Guess what? I'm no longer Professor. I'm now "Education" And my password is some crazyass thing I will never remember. I asked the Forum staff to assist me as my old stuff wouldn't work. They did!!!!!! Sucks to be me. I guess I'm like the performer...

Thanks for the info, Nords!!!!!!! I really appreciate you, and I know you've had good luck with Fido. I have too. I just never knew they handled other accounts. I'm calling Fidelity in the morning to get the specifics on the transfer. Once I get a straight answer, EJ is history. Thanks again...

Smileydog-- Professor here with a question. I have 50% of my money in Fidelity--right now in Retirement Money Markets-- and I have the other 50% at Edward Jones in several different American Funds accounts. I have been concerned that I can't get a straight answer from the EJ rep on how much...

I use Blue Emu cream that I buy at Walgreen's or Sam's Club and slather it on & rub it in. Within 20 minutes I'm virtually pain-free. I also recommend Celedrin that I buy from Sun Harvest stores in gel cap form. These two products are amazing. The Professor

FD-- No way. Galt is way too cheap for a vanity plate. Hell, I am too ;D Professor

bssc-- Naw, too much money to be spent on bird seed!!!!!!!! ;) Professor

Shiny-- I promise you it's not me. I'm not French!!!!!! The Professor

I go by "The Professor" because I are one!!!!!!!! And hopefully I will become "The Ex-Professor" or the "ER'd Prfessor" sometime in the VERY NEAR future.

I'm really disappointed!!!! Maybe I'm just out of touch, but isn't there somewhere in Florida that could be considered an affordable place to live? I'm not talking Miami or living on the coast or on the Keys, just a nice little town where life is good and the cost of living is reasonable and the...

Damn JC-- You nailed me to a "T" And come May 31 there will be one less pony in this one-horse town!!!!! Color me "Early Retired"!!!!!!!!! I'll be the on grinning from ear to ear!!!!! ;D The Professor

I've been here since 04 but I lurked a lot longer before registering. Had the market not gone south I would have early retired a lot sooner. My goal was to be out at 55. I'm 4 years behind. But I owe the outcome of being able to "walk away" to the courage and wisdom and kick-ass wit of the fine...

Thanks for the info and the tips, Aaron. I intend to look into this for the early fall as I'm ERing in May of '07. Hopefully when I go, it will be less crowded. Professor

Goonie-- That sounds even better!!!!!!!!! I love a contingency plan. ;D Professor

Aaron-- One of the things on my to-do list is to see Machu Picchu and the surrounding Inca sites in Cusco. I'm also planning a trip to Ireland to kiss the Blarney Stone and I'd like to take a drink from the Fountain of Youth in St. Augustine, FL following my retirement. I am interested in...

I love the South. It has great weather (I like heat, even in summer--and where I live in south Texas it gets so hot it makes you forget your fear of hell!!!!!) I think at age 18 I stopped loving snow and knew there had to be a more tropical climate-but it took me 30 more years of Mid-western...

Hey Tryan-- Let me hijack this thread to ask how you like the Vonage service. I have had mixed reviews from the FEW people who went with them. What do you find the upside and the downside (if any) to be? My frugal attempts: Buy toothbrushes, toothpaste, mouthwash from DollarTree and still...

Hi Everyone-- I have a gas fired hot water heater that I used an insulating blanket on several years ago. The house is exactly 20 years old, and it is the original tank that sits in the garage. I will tell everyone that it does make a difference in costs to operate as the themostat can be...

I have, over the years, come to the realization DW and I do not get along well in extended periods of time together. In fact, there are times when even brief periods are hard to take and usually end in fighting, arguing and just upsetment. So my question is: If any of you are in my same boat...

Hi Dan-- I live in south Texas in the coastal bend about two hours north of Mexico. Before coming here I lived in the northeast. My god, what a change!!!!! It has been unseasonably cold here--50 degrees during the day and in the mid-30s at night. I'm absolutely frozen now--when I would have...

Hey FD-- You ought to try the velcro balls that go in the washer. We have a package of them--about 6 or 7-- and they they circulate through the clothes in the wash cycle and attract lint and other debris. Then you pull them out and rinse off and use over and over. Can't say they've shortened my...