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The common question is, "What do you do?" The answer that sent me on my quest for early retirement was a simple, "I manage my investments." Nothing before or since has impressed me more.

Re: The sky is falling Well, we have managed to muddle-through for the most part but still . . . I laughed at those who over-reacted to the Y2K thing, but in hindsight, it would have been the perfect time to get out of the stock market. Maybe the dot com crash was unrelated but maybe it...