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    49 and $5M in Retirement - Having trouble FIREing myself

    You could retire right now, How much home do you really need? Lower cost areas that are nice are out there. How much do you really need to spend each month? 15k is faster than most folks can breath air. If affluence is very, very important to you then Im afraid you might not ever be able to...
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    Almost 60 and tired

    Hi everyone, thanks for the responses! The spouse no longer works but will have a social security stream a year after I " offically" retire at 62, she also has some dividend income stream and interest off an CD IRA to tap, together we will have 4000 a month income stream. Yes, the CDs will...
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    Almost 60 and tired

    The emergency fund is 2500 a month. The savings is a IRA which is a combination of a CD over 4 % and investment in stocks ( utilities) bringing in a dividend at just overv4% Total about 1000 a month before taxes. My actual retirement income will be around 3000 a month at 62 but for now I want to...
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    Early out crossroads

    A bird in hand is worth two in the bush. I would take it. Those who dont take it may eventually be targeted for layoff or termination. At this point you cant trust them anymore to be a soild employer till you decide to go on your own.
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    Almost 60 and tired

    Hi Dtail, Thanks! My goal is basically contine my lifestyle without too much interruption. We do some camping about 4-5 times a year and our hobbies are low cost. I used the calculator and came up with some interesting things. My goal is to float out on my emergency fund until 62. Once I start...
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    Question about how much dividends fall during recesssions

    FWIW, I have a few different utility stocks, not as flashy and the fast climbing rocket ships of the stock market but a pretty reliable income stream of just over 4% Right now they are DRIP accounts but at 62 I will draw that quarterly dividend.
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    Almost 60 and tired

    Hi everyone, First time post. I'm almost 60, was recently layed off for about two months ( at my request over this Corona event) and just got called back in last week. I enjoyed my time off and didnt realize how burned out I was from working since 1975 uninterrupted. I have some retirement...
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