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    What are people cutting back on?

    I have noticed that with the price of gas going up nearly every day that people seem to not use the AC in their cars and trucks nearly as much. I suppose the real rich don't care, but it seems many people who might have run the car with AC blasting back when gas was $3.15 a gallon are not doing...
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    TWIGBY cell phone service?

    Wife and I just switched from Track Phone that was $45 a month to Twigby which is $10.00 per month for 6 mo, then it will be $20 a month. Used our old phones which are Motorola Moto G cell phones, Twigby sent us new stim cards. We have the 3GB per month plan which is more than enough for us...
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    amblyopia

    Anyone else have this eye disorder? I had cross eye as a kid ,and had to wear an eye patch on my left eye from about age 3 to age 5. vision never got better in left eye always blurry. Had operation at age 5 which corrected cross eye and put both eyes in unison..but vision was still legally...
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    Dental insurance or dental plan?

    retired military,but wife and I selected a dental plan over dental insurance. Ours is from Aetna and has worked well for us. It is a discount plan ..no monthly premiums.but we do pay an annual yearly fee of about $150. We only use it for a cleaning my wife goes about 3 times a year and I go...
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    Product shortages in your area ?

    With the shipping backlogs and container ships waiting for weeks in ports shortages of some products are going to happen. So far her in LIncoln Ne it does not seemed to have hit real hard yet at least not as bad as last year. So far there seems to be plenty of TP, paper towels and canned items...
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    CPAP users, do you use a CPAP cleaner?

    I have had a CPAP since 2009, took me a year before I got used to wearing it all night long. Most nights for the first few months I would end up taking it off. Now used to it with no issues wearing it. But there was an adjustment period for sure getting used to the nose mask and 13psi of air...
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    Sam's club and Costco worth it for retirees.

    Back when we had 3 kids still in school we had a Sam club membership. It was worth it I think. Especially when our 2 boys were in HS and playing sports we would go through lots of staples, milk, eggs, cereal, meats, fruit, vegetables, laundry soap, TP , toothpaste etc. Now last kid (daughter)...
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    Credit card or bank card breach victims

    Anyone else ever had their bank or credit card data stolen or breached ? A few years back about 2012,USAA called me to ask if I had purchased 3 Apple I Pads from a Target store in Oakland CA. Anyway the thieves had somehow gotten my debit card # and had been able to purchase 1 I pad which was...
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    Online banking security

    Is any browser really safe for online banking? Some people I know pay for a VPN in hopes that it makes their online banking and investments safer. We don't have a VPN and don't plan on paying for one. We use Startpage as a browser for everyday internet which is supposed to be more private...
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    Brand loyalty?

    Are there any consumer products that you are always brand loyal to? My wife and I use a lot of house brand products and grocery generics like HY Vee or Our family or IGA. Most generics seem to be the same as name brand and are cheaper and I usually cant tell the difference. Some things we...
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    Hello, 60 yr old late starter here

    Retired from military Army in 2014 .Married, 3 kids all grown and out of college, just finished paying off student loans for 2 of them. In 20s I was in a Royal neighbor annuity , stupid and I ended up cashing it out in 30s to assist an ailing parent. Our Saving was sporadic at best. But we do...
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