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Is it this simple? If taking all my husband's RMD in the 2nd quarter means that 70% of our yearly income occurs in the first 2 quarters, is it sufficient that my taxes paid by the end of the second quarter are slightly larger than 70% of my taxes owed for the year? For example, suppose...

We are beginning to have a lot of RMD funds dumping into our Brokerage accounts at Vanguard. I pay the tax on the RMD from my bank account so the entire RMD goes to the after tax Brokerage accounts. I currently just divide it between Wellington and Wellesley (W & W) but I know they are not good...

What is the building material in this picture (now fixed) Can anyone recognize the ugly vertically rippled siding on this house?

Does anyone compute and share the data on the expectation of increases in nursing home costs? I know insurance companies must do some kind of projection but I doubt they show the data that goes into it.

Sometimes when I think I should be able to find "lots of this", I am wrong. I may be the only one who wants it. This is such a time. Yesterday I looked for something that would let us come home, set down our main cell phone, and connect via WiFi (or something) to several handsets placed around...

Federal workers and retirees are affected. Recommendations include changing bank accounts. OPM data breach – what should you do? | Consumer Information >:(>:(>:( The OPM data breach that was announced yesterday affects 4 million people. Although the ftc instructions above said bank...

Since so many federal employees and retirees are members of the ER forum, I decided to ask a question I have about the G-Fund here. The G-Fund interest rate is computed as a weighed average of US Treas securities with 4 or more years to maturity with an average duration of about 10 years...

I've given up on repairing our current toilet because I cannot find parts it is so old. We replaced a toilet in our spare bath several years ago and HATE it. It only has about a cup of water at the bottom and everything sticks above it. We were down at Home Depot with their toilets on the top...

If my husband and I both have accounts at PenFed, are we both insured individually up to the FDIC limit?

I have some Chevron stock. It started out as an inheritance of Texaco stock 25 years ago, so I got it for free. In that time there has been a purchase of Texaco by Chevron making an entity Chevron-Texaco and finally a single company Chevron. I'm not sure the Chevron-Texaco matters since the...

I love to hate my weekly newsletters from John Mauldin. I am sure that many others here have already seen this but I decided to post this table from the recent "Outside the Box" which featured a discussion by Ed Easterling of Crestmont Research entitled "Destitute At 80: Retiring In Secular...

First to JG, CROAKKKKKK. I have a question about being a mutual fund, retirement account holder. Most offerings in retirement plans are funds that are evaluated after market close. At the minimum a participant can pull out of a crash only at market close. Most accounts have a one to two day...

We owe $18,000 on my mortgage. My husband suggested that we sell a mutual fund to pay off the mortgage. The fund is worth approximately what it was bought for in 1996 ($20,000). This was an after-tax purchase. If we did this, he would be able to maximize his retirement contributions, do catch-up...