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  1. K

    Bonds/Cash ???

    I retired at the first of the year. I have my bond/cash allocated to V/G: Total Bond Mkt - 13% High Yield Corp - 6% 6 month CD's - 11% Prime MM - 14% The MM seems to be paying the most right now,if you consider gains + yields, but I notice they charge 0.3% E/R. Anyone have any better ideas?
  2. K

    Asset Allocation

    O.K. you experts out there. I have just retired & moved all my assets (about $1.1 mil) to VG. I just received their recommendation and they don't cut it in my 1997 to date model. They wanted to put more about 34% in LC (including US growth (ugh)) including 40% into the various bond accounts...
  3. K

    VG Options

    I finally retire at age 63 on Dec 31.   ;D ;D ;D This is scary stuff. I have recently moved my accounts from Fidelity to UBS (my regrets). I am now looking at VG.  I am thinking about having them do an analysis/recomendation for me vs. just WWELX or VWINX, plus some other funds. 1. Do any of...
  4. K

    Fidelity Stategic Income (FSICX)

    I am thinking of adding this as a part of my portfolio (30 to 35%) when I retire the end of this year (I hope). It has a 5.1% yield and the 3 and 5 year returns has been 12.4 an 9.5 with a 0.76 E/R. It has not lost in any year since start up in May '98. What do you think?
  5. K

    Advice prior to retirement

    I am within 9 to 15 months from RE at 63. We will have $33k from wife's pension, $15K from SS and a little over $1mil in funds from brokerage and 401k. I believe the funds I will select at retirement are: 1. Wellington - 35% 2. Weslesley - 35% 3. TR Price Cap Apprec (PRWCX) - 20% (never lost...
  6. K

    Bond Allocation

    I plan to RE in the next year at age 62. With my wife's retirement, plus my SS giving us 50% of what we need, I am thinking I don't need the standard 40 to 50% of my investments in bonds. I still would allocate the other assets. I still have a house payment, but it is low. Inputs? ???
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