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Vicky - excellent post. Fear and ignorance is a factor. Coincidentally, I had a tib-fib fracture treated in the hospital mentioned, the Bumrungrad, about 8 years ago. The service was superb - high quality, fast, efficient and cheap. I arrived by private car into the Emergency Dept. and was...

Right handed INTJ, married to a another right handed INTJ - my father is also a right handed INTJ.

Kung Hei Fat Choi !!! Happy Lunar New Year to everyone. ;D Wishing you all Health and Happiness in this Year of the Rooster. Simon888 :D

That is incorrect - Charles is still next in line for the throne and will be King when the Elizabeth II dies or abdicates, although Camilla will not be Queen, rather the "King's Consort" (whatever difference that makes). As to Eagle43's query; "How can the Brits tolerate this abomination?" -...

To add a little diversity here, our plan has a more international flavour. We plan to spend summer (April through September) in Europe, probably France or Italy 8) 8) , then winter (October through March) in Hong Kong (or Singapore/Malaysia) - with a few weeks of regional travel thrown in...

dex, small world indeed. We get to Macau maybe twice a year, three if we are lucky, and always make a trip to Fernando's. ;D

Here's my pick: Fernando's in Macau - licking a used tablecloth there would still be in the top 10 of worldwide culinary delights. Have anything on the menu, it is all fabulous. Nicholini's in the Conrad Hotel in Hong Kong. The First Class Dining Car on the Trans-Siberian Railway, just for the...

Gary, The end of 2004 saw us come in at about the equivalent of about US$ 1.45 million, possible of that a little with the recent market dip. The wife and I are 36 now, with a 1 year old daughter. That net asset sum constitutes only those real assets in property, securities and other...

Chicken's Feet? Monkey Brains? Snake Blood? (seasonal) All available at various local eateries!!! :o

We have been "Car Free" for over three and a half years. Living in a large international city with safe, clean, efficient and relatively cheap public transport helps enormously, as does being within 30 minutes of our respective offices. We have always transported our daughter (now 11 months)...

Hello Stkilda and welcome. Lots of sounds advice and wisdom from the sages round here. You have recognised that your financial situation needs some serious attention and have sought out this board (and probably many other sources) for advice and guidance. Therefore, consider "Step 1" achieved...

When think about these kinds of strategies myself (which is not that often), I go and read a few pages from "When Genius Failed", the story of the collapse of Long Term Capital Management. It cures me. ;) Not for me, but "Good Luck" to you :)

Nords, you are quite right. Privately and in concert with other similarly placed parents, we are considering other options but in the meantime making financial provision for the original school. Believe it or not the above school fees are actually AFTER a Government subvention (subsidy), the...

From 1988 through 2001 I owned, drove and occassionally "remodelled" - Mini 1275GT - Great fun - built with an permanent oil leak and no brakes! Volkswagen Golf 2.0 GTI - fantastic drive and very reliable Peugeot 205 1.9 GTI - Scary. A skateboard on steroids - expired after "disagreement" with...

'Bull, Point taken. Just re-read the post and should note that I forgot the all telling ";)". Keep up the posts, they have often been interesting. Do, though, ignore some of my more odd ball remarks as I am one of the "still working" category and can sometimes have an tetchy day. S888 PS...

I could never even get close to $150 per day, never mind $50!!! :o This year, my daughter's (future) school costs the equivalent of US$27.40 per day (US$10,000 pa) and she won't attend for another 3 years! Once inflation is factored in over the next 20 years, you guys might be teaching me "How...

All true, if one is still living in the 1940's. If one is living in this Century, it is mostly drivel. Oh, while you are in the library, pick up a text book on grammar..... and a dictionary.

A happy and prosperous 2005 to everyone. Best investment return of the year: from an hours work and a 9 month holding period - a 50% return!! (Our daughter was born in January, and family of 2 became 3) Financially, 2004 was pretty good too. Approximate numbers for year as a whole...

No comment from me on your budget, needs and wants as I am one of the few other high expense-ers round here. My main points have been covered (far better than I could) by others already so will just wish you well and hope you find the solutions you need. At the end of the day, each of us has...

Reminds me of a legal conundrum: "You are trapped in a locked room. In there with you, there is a hungry man eating tiger, a hungry man eating aligator and a lawyer......... You have a gun with only two bullets....... What do you do?" Answer? Shoot the...

Personally I absolutely love the peace, quiet and solitude of nature - for a maximum of about 3 days at the most! We are both city dwellers, born and bred and would not choose to live anywhere other than a large and cosmopolitan city - although work has taken me to some very remote locations in...

Did the usual stuff: saved pretty well, lived generally below means and socked the money into stocks, funds and property. No inheritance, no employee stock option windfalls, no giant bonuses, no sale of business - just regular savings from income and succesfull investing. As singles and then...

Rock, We are mid thirties with a 10 month old child, a second is planned / hoped for. Both currently working (although my wife decided to downsize her job after 1st child). Current budget for our own living expenses is the equivalent of around US$72k pa. Assuming ''Offspring 2'' comes along...

Michael Agreed, but the crucial difference is that society as a whole has since benefited from greater access to universal education beyond about 14 years of age, far greater freedom of movement and mobility, higher comparative disposable incomes and a general increase in the sense of personal...

As I started this thread, here is my two penn'eth. Having experienced various forms of Government in several places, the most powerful impression made by all of them is that Government of any ideaology is basically the worst organisation to achieve anything efficiently, effectively or, in many...